Root (ROOT) EBT Margin (2019 - 2026)
Root (ROOT) reported EBT Margin of 6.58% for Q2 2026, up 0.83 percentage points from 5.75% a year earlier but down 2.60 percentage points from the prior quarter.
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Analysis
Root (ROOT) EBT Margin (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Root's EBT Margin came in at 3.96%, down 2.29 percentage points year-over-year; for FY2025, it came in at 2.69%, up 0.06 percentage points from FY2024.
- EBT Margin has increased for four consecutive years, with a five-year change of +107.36 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 2.63% in FY2024 (+35.02 pp), -32.40% in FY2023 (+63.39 pp), -95.79% in FY2022 (+55.08 pp) and -150.87% in FY2021 (-46.20 pp).
- Five-year quarterly EBT Margin spans a low of -141.79% in Q3 2021 and a high of 9.17% in Q1 2026.
- Year over year, EBT Margin gained in six of the last eight quarters, with an average year-over-year change of +9.12 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2021 (a gain of 143.97 percentage points); the low point was Q3 2025 (a drop of 8.75 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 9.17% (Q1 2026), 1.36% (Q4 2025) and -1.29% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.98 Bn | 84.56 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 128.96 Bn | 104.80 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 90.94 Bn | 83.10 Bn | - | 15.05% |
| 4 | Travelers Companies | 83.13 Bn | 59.38 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 75.63 Bn | -19.25 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 66.34 Bn | 60.74 Bn | - | 10.34% |
| 7 | Metlife | 64.88 Bn | -41.90 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 63.78 Bn | 25.05 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 63.01 Bn | 56.23 Bn | - | 17.05% |
| 10 | Root | 830.69 Mn | -1.62 Bn | - | 6.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.58% |
| Mar 31, 2026 | 9.17% |
| Dec 31, 2025 | 1.36% |
| Sep 30, 2025 | -1.29% |
| Jun 30, 2025 | 5.75% |
| Mar 31, 2025 | 5.27% |
| Dec 31, 2024 | 6.76% |
| Sep 30, 2024 | 7.46% |
| Jun 30, 2024 | -2.70% |
| Mar 31, 2024 | -2.43% |
| Dec 31, 2023 | -12.32% |
| Sep 30, 2023 | -39.72% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -58.35% |
| Dec 31, 2022 | -81.77% |
| Sep 30, 2022 | -90.09% |
| Jun 30, 2022 | -118.78% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -117.92% |
| Sep 30, 2021 | -141.79% |
API Access
Root EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();