Root (ROOT) EBT Margin (2019 - 2026)
Root (ROOT) posted quarterly EBT Margin of 9.17% for Q1 2026, up 391.0% year-over-year from 1.87% in Q1 2025, and up 524.01% quarter-over-quarter from 1.47% in Q4 2025.
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Analysis
Root (ROOT) EBT Margin (2019 - 2026) Analysis & Trends
Root's EBT Margin history runs 8 years deep, the most recent figure standing at 9.17% for Q1 2026.
- In Q1 2026, EBT Margin rose 391.0% year-over-year to 9.17%; the TTM figure through Mar 2026 stood at 3.97% (down 23.0% YoY), while the FY2025 annual figure was 2.91%, up 28.0% from the prior year.
- EBT Margin for Q1 2026 stood at 9.17%, up from 1.47% in the prior quarter.
- The five-year high for EBT Margin was 9.17% in Q1 2026, with the low at 127.84% in Q2 2022.
- The 5-year median for EBT Margin is 2.98% (2024), against an average of 32.44%.
- The sharpest annual moves came in 2023 and 2025: EBT Margin soared 8028 bps in 2023, then tumbled 885 bps in 2025.
- Root's EBT Margin stood at 90.67% in 2022, then surged by 89 bps to 10.39% in 2023, then surged by 153 bps to 5.45% in 2024, then sank by 73 bps to 1.47% in 2025, then jumped by 524 bps to 9.17% in 2026.
- Business Quant data shows ROOT's EBT Margin at 9.17% in Q1 2026, 1.47% in Q4 2025, and 1.39% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 22.77% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 36.87% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 37.78% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 12.93% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 10.91% |
| 10 | Root | 860.52 Mn | 340.12 Mn | 149.30 Mn | 6.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.58% |
| Mar 31, 2026 | 9.17% |
| Dec 31, 2025 | 1.36% |
| Sep 30, 2025 | -1.29% |
| Jun 30, 2025 | 5.75% |
| Mar 31, 2025 | 5.27% |
| Dec 31, 2024 | 6.76% |
| Sep 30, 2024 | 7.46% |
| Jun 30, 2024 | -2.70% |
| Mar 31, 2024 | -2.43% |
| Dec 31, 2023 | -12.32% |
| Sep 30, 2023 | -39.72% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -58.35% |
| Dec 31, 2022 | -81.77% |
| Sep 30, 2022 | -90.09% |
| Jun 30, 2022 | -118.78% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -117.92% |
| Sep 30, 2021 | -141.79% |