Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly Net Margin came in at 16.31% in Q2 2026, down 567.0% on a YoY basis from 3.49% in Q2 2025, and down 25.33% quarter-over-quarter from 21.84% in Q1 2026.
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Analysis
Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has reported Net Margin for 9 consecutive years, with 16.31% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin fell 567.0% year-over-year to 16.31%; the trailing twelve-month figure through Jun 2026 stood at 23.09% (up 197.0% YoY), and the FY2025 full-year result was 23.67%, up 210.0% from the prior year.
- Net Margin retreated to 16.31% in Q2 2026 per RMBI's latest filing, from 21.84% in the prior quarter.
- Across five years, Net Margin topped out at 29.73% in Q2 2022 and bottomed at 16.31% in Q2 2026.
- Historically, Net Margin has averaged 23.29% across 5 years, with a median of 22.68% in 2024.
- The sharpest annual moves came in 2023 and 2025: Net Margin sank 925 bps in 2023, then jumped 559 bps in 2025.
- Over 5 years, Net Margin stood at 27.73% in 2022, then tumbled by 33 bps to 18.48% in 2023, then rose by 21 bps to 22.39% in 2024, then gained by 17 bps to 26.11% in 2025, then slumped by 38 bps to 16.31% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 16.31%, 21.84%, and 26.11% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Richmond Mutual Bancorporation | 165.87 Mn | 131.15 Mn | - | 16.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.31% |
| Mar 31, 2026 | 21.84% |
| Dec 31, 2025 | 26.11% |
| Sep 30, 2025 | 28.56% |
| Jun 30, 2025 | 21.98% |
| Mar 31, 2025 | 17.24% |
| Dec 31, 2024 | 22.39% |
| Sep 30, 2024 | 22.98% |
| Jun 30, 2024 | 19.28% |
| Mar 31, 2024 | 21.61% |
| Dec 31, 2023 | 18.48% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 25.61% |
| Mar 31, 2023 | 26.48% |
| Dec 31, 2022 | 27.73% |
| Sep 30, 2022 | 27.00% |
| Jun 30, 2022 | 29.73% |
| Mar 31, 2022 | 27.02% |
| Dec 31, 2021 | 24.28% |
| Sep 30, 2021 | 27.76% |
API Access
Richmond Mutual Bancorporation Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();