Richmond Mutual Bancorporation, Inc. (RMBI) Net Margin (2018 - 2026)
Richmond Mutual Bancorporation (RMBI) reported Net Margin of 16.31% for Q2 2026, down 5.67 percentage points from 21.98% a year earlier and down 5.55 percentage points from the prior quarter.
Richmond Mutual Bancorporation, Inc. (RMBI) Net Margin (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Richmond Mutual Bancorporation's Net Margin came in at 23.09%, up 1.98 percentage points year-over-year; for FY2025, it was 23.67%, up 2.10 percentage points from FY2024.
- Net Margin has a five-year change of -1.20 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 21.57% in FY2024 (-0.87 pp), 22.44% in FY2023 (-5.44 pp), 27.88% in FY2022 (+2.35 pp) and 25.53% in FY2021 (+0.65 pp).
- The Q2 2026 figure ranks as the lowest quarterly Net Margin since Q4 2019.
- Year over year, Net Margin gained in six of the last eight quarters, with an average year-over-year change of +1.82 percentage points.
- The high point for year-over-year Net Margin in five years was Q3 2025 (a gain of 5.59 percentage points); the low point was Q4 2023 (a drop of 9.25 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 21.86% (Q1 2026), 26.11% (Q4 2025) and 28.56% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.31% |
| Mar 31, 2026 | 21.86% |
| Dec 31, 2025 | 26.11% |
| Sep 30, 2025 | 28.56% |
| Jun 30, 2025 | 21.98% |
| Mar 31, 2025 | 17.24% |
| Dec 31, 2024 | 22.39% |
| Sep 30, 2024 | 22.98% |
| Jun 30, 2024 | 19.28% |
| Mar 31, 2024 | 21.61% |
| Dec 31, 2023 | 18.48% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 25.61% |
| Mar 31, 2023 | 26.48% |
| Dec 31, 2022 | 27.73% |
| Sep 30, 2022 | 27.00% |
| Jun 30, 2022 | 29.73% |
| Mar 31, 2022 | 27.02% |
| Dec 31, 2021 | 24.28% |
| Sep 30, 2021 | 27.76% |
Richmond Mutual Bancorporation, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();