Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly Net Margin came in at 11.32% in Q1 2026, down 560.0% YoY from 2.46% in Q1 2025, and up 33.44% on a QoQ basis from 17.01% in Q4 2025.
Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has 9 years of Net Margin data on file, last reported at 11.32% in Q1 2026.
- Quarterly Net Margin fell 560.0% year-over-year to 11.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 12.09% (down 213.0% YoY) and the FY2025 annual result came in at 24.65%, down 1116.0% from the prior year.
- Net Margin grew to 11.32% in Q1 2026, from 17.01% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 29.73% in Q2 2022 to a low of 48.08% in Q1 2022.
- A 5-year average of 1.8% and a median of 5.73% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin slumped 7433 bps — and 2023, when it surged 7456 bps.
- Tracing RMBI's Net Margin over 5 years: stood at 29.3% in 2022, then tumbled by 50 bps to 14.65% in 2023, then soared by 51 bps to 22.14% in 2024, then sank by 177 bps to 17.01% in 2025, then jumped by 33 bps to 11.32% in 2026.
- The last three Net Margin figures came in at 11.32% (Q1 2026), 17.01% (Q4 2025), and 14.27% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Richmond Mutual Bancorporation | 166.99 Mn | 132.27 Mn | - | 16.31% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -10.77% |
| Mar 31, 2026 | -11.32% |
| Dec 31, 2025 | -17.01% |
| Sep 30, 2025 | -14.27% |
| Jun 30, 2025 | -7.97% |
| Mar 31, 2025 | -5.73% |
| Dec 31, 2024 | 22.14% |
| Sep 30, 2024 | -8.78% |
| Jun 30, 2024 | -5.31% |
| Mar 31, 2024 | -6.32% |
| Dec 31, 2023 | 14.65% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 25.61% |
| Mar 31, 2023 | 26.48% |
| Dec 31, 2022 | 29.30% |
| Sep 30, 2022 | -11.52% |
| Jun 30, 2022 | 29.73% |
| Mar 31, 2022 | -48.08% |
| Dec 31, 2021 | 24.15% |
| Sep 30, 2021 | 28.42% |