Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026)
Richmond Mutual Bancorporation (RMBI) reported Net Margin of 16.31% for Q2 2026, down 5.67 percentage points from 21.98% a year earlier and down 5.55 percentage points from the prior quarter.
Richmond Mutual Bancorporation (RMBI) Net Margin (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Richmond Mutual Bancorporation's Net Margin came in at 23.09%, up 1.98 percentage points year-over-year; for FY2025, it was 23.67%, up 2.10 percentage points from FY2024.
- Net Margin has a five-year change of -1.20 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 21.57% in FY2024 (-0.87 pp), 22.44% in FY2023 (-5.44 pp), 27.88% in FY2022 (+2.35 pp) and 25.53% in FY2021 (+0.65 pp).
- The Q2 2026 figure ranks as the lowest quarterly Net Margin since Q4 2019.
- Year over year, Net Margin gained in six of the last eight quarters, with an average year-over-year change of +1.82 percentage points.
- The high point for year-over-year Net Margin in five years was Q3 2025 (a gain of 5.59 percentage points); the low point was Q4 2023 (a drop of 9.25 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 21.86% (Q1 2026), 26.11% (Q4 2025) and 28.56% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Richmond Mutual Bancorporation | 166.88 Mn | 29.97 Mn | - | 16.31% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.31% |
| Mar 31, 2026 | 21.86% |
| Dec 31, 2025 | 26.11% |
| Sep 30, 2025 | 28.56% |
| Jun 30, 2025 | 21.98% |
| Mar 31, 2025 | 17.24% |
| Dec 31, 2024 | 22.39% |
| Sep 30, 2024 | 22.98% |
| Jun 30, 2024 | 19.28% |
| Mar 31, 2024 | 21.61% |
| Dec 31, 2023 | 18.48% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 25.61% |
| Mar 31, 2023 | 26.48% |
| Dec 31, 2022 | 27.73% |
| Sep 30, 2022 | 27.00% |
| Jun 30, 2022 | 29.73% |
| Mar 31, 2022 | 27.02% |
| Dec 31, 2021 | 24.28% |
| Sep 30, 2021 | 27.76% |
Richmond Mutual Bancorporation Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();