Richmond Mutual Bancorporation (RMBI) EBT Margin (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly EBT Margin came in at 19.5% in Q2 2026, down 570.0% on a YoY basis from 4.15% in Q2 2025, and down 25.7% quarter-over-quarter from 26.25% in Q1 2026.
Powered by 
Analysis
Richmond Mutual Bancorporation (RMBI) EBT Margin (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has reported EBT Margin for 9 consecutive years, with 19.5% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin fell 570.0% year-over-year to 19.5%; the trailing twelve-month figure through Jun 2026 stood at 27.59% (up 301.0% YoY), and the FY2025 full-year result was 27.92%, up 292.0% from the prior year.
- EBT Margin eased to 19.5% in Q2 2026 per RMBI's latest filing, from 26.25% in the prior quarter.
- Across five years, EBT Margin topped out at 37.25% in Q2 2022 and bottomed at 19.5% in Q2 2026.
- Historically, EBT Margin has averaged 27.53% across 5 years, with a median of 26.48% in 2024.
- The sharpest annual moves came in 2023 and 2025: EBT Margin tumbled 1263 bps in 2023, then jumped 727 bps in 2025.
- Over 5 years, EBT Margin stood at 33.34% in 2022, then tumbled by 38 bps to 20.71% in 2023, then gained by 28 bps to 26.55% in 2024, then advanced by 19 bps to 31.48% in 2025, then slumped by 38 bps to 19.5% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 19.5%, 26.25%, and 31.48% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Richmond Mutual Bancorporation | 165.87 Mn | 131.15 Mn | - | 19.50% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.50% |
| Mar 31, 2026 | 26.25% |
| Dec 31, 2025 | 31.48% |
| Sep 30, 2025 | 33.68% |
| Jun 30, 2025 | 25.21% |
| Mar 31, 2025 | 20.28% |
| Dec 31, 2024 | 26.55% |
| Sep 30, 2024 | 26.41% |
| Jun 30, 2024 | 22.13% |
| Mar 31, 2024 | 24.82% |
| Dec 31, 2023 | 20.71% |
| Sep 30, 2023 | 21.61% |
| Jun 30, 2023 | 30.13% |
| Mar 31, 2023 | 31.33% |
| Dec 31, 2022 | 33.34% |
| Sep 30, 2022 | 32.26% |
| Jun 30, 2022 | 37.25% |
| Mar 31, 2022 | 32.55% |
| Dec 31, 2021 | 29.01% |
| Sep 30, 2021 | 33.85% |
API Access
Richmond Mutual Bancorporation EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();