Ready Capital (RC) Return on Assets [ROA] (2013 - 2025)
Ready Capital's Return on Assets [ROA] came in at -2.75% for Q4 2025, up 1.28 percentage points from -4.02% a year earlier and up 0.69 percentage points from the prior quarter.
Powered by 
Analysis
Ready Capital (RC) Return on Assets [ROA] (2013 - 2025) Analysis & Trends
For FY2025, Ready Capital's Return on Assets [ROA] was -2.47%, up 1.34 percentage points from FY2024.
- Return on Assets [ROA] carries a five-year change of -3.36 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was -3.81% in FY2024 (-6.71 pp), 2.90% in FY2023 (+0.98 pp), 1.92% in FY2022 (-0.23 pp) and 2.15% in FY2021 (+1.26 pp).
- The five-year range for quarterly Return on Assets [ROA] is -4.02% (Q4 2024) to 3.10% (Q2 2023).
- Year-over-year, Return on Assets [ROA] increased in two of the last eight quarters, with an average year-over-year change of -2.77 percentage points.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q1 2021 (a gain of 2.02 percentage points), and the weakest in Q4 2024 (a drop of 6.78 percentage points).
- Business Quant data shows RC's Return on Assets [ROA] at -3.44% (Q3 2025), -3.05% (Q2 2025) and -2.73% (Q1 2025) in the three quarters before Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 0.78% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 3.61% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 2.89% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 2.11% |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Ready Capital | 191.64 Mn | -488.28 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -2.75% |
| Sep 30, 2025 | -3.44% |
| Jun 30, 2025 | -3.05% |
| Mar 31, 2025 | -2.73% |
| Dec 31, 2024 | -4.02% |
| Sep 30, 2024 | -0.91% |
| Jun 30, 2024 | -0.42% |
| Mar 31, 2024 | 1.94% |
| Dec 31, 2023 | 2.76% |
| Sep 30, 2023 | 2.79% |
| Jun 30, 2023 | 3.10% |
| Mar 31, 2023 | 1.52% |
| Dec 31, 2022 | 1.73% |
| Sep 30, 2022 | 2.04% |
| Jun 30, 2022 | 1.91% |
| Mar 31, 2022 | 1.86% |
| Dec 31, 2021 | 1.70% |
| Sep 30, 2021 | 1.47% |
| Jun 30, 2021 | 1.44% |
| Mar 31, 2021 | 1.89% |
API Access
Ready Capital Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();