Qfin Holdings (QFIN) Return on Assets [ROA] (2019 - 2026)
Qfin Holdings' Return on Assets [ROA] was 6.80% in Q2 2026, down 5.78 percentage points from 12.59% a year earlier and down 2.21 percentage points from the prior quarter.
Qfin Holdings (QFIN) Return on Assets [ROA] (2019 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Qfin Holdings came in at 11.60%, down 1.52 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of -4.49 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 13.12% in FY2024 (+3.35 pp), 9.77% in FY2023 (-0.68 pp), 10.46% in FY2022 (-9.65 pp) and 20.11% in FY2021 (+4.03 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Assets [ROA] in data going back to Q1 2019.
- Compared with a year earlier, Return on Assets [ROA] has declined for four straight quarters, with an average year-over-year change of -0.18 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q3 2021 (a gain of 7.75 percentage points); the worst was Q4 2022 (a drop of 7.25 percentage points).
- Per Business Quant data, QFIN's Return on Assets [ROA] in the three quarters before Q2 2026 was 9.01% (Q1 2026), 10.03% (Q4 2025) and 11.22% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.59 Bn | 7.82 Bn | - | 6.00% |
| 2 | Block | 47.46 Bn | 18.72 Bn | 3.17 Bn | 0.90% |
| 3 | Coinbase Global | 44.60 Bn | 1.41 Bn | - | -3.57% |
| 4 | Corpay | 27.24 Bn | 17.44 Bn | - | 4.19% |
| 5 | Fiserv | 27.02 Bn | 23.72 Bn | 2.90 Bn | 3.49% |
| 6 | Global Payments | 22.82 Bn | 1.26 Bn | 2.03 Bn | -1.33% |
| 7 | Iren | 19.41 Bn | 7.01 Bn | 103.89 Mn | -6.10% |
| 8 | Guidewire Software | 15.55 Bn | 12.12 Bn | 269.68 Mn | 5.45% |
| 9 | Bitmine Immersion Technologies | 13.04 Bn | 10.42 Bn | 40.81 Mn | -81.35% |
| 10 | Qfin Holdings | 666.86 Mn | -3.89 Bn | - | 6.80% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.80% |
| Mar 31, 2026 | 8.95% |
| Dec 31, 2025 | 9.97% |
| Sep 30, 2025 | 11.22% |
| Jun 30, 2025 | 12.59% |
| Mar 31, 2025 | 13.40% |
| Dec 31, 2024 | 13.07% |
| Sep 30, 2024 | 11.59% |
| Jun 30, 2024 | 10.16% |
| Mar 31, 2024 | 9.58% |
| Dec 31, 2023 | 9.38% |
| Sep 30, 2023 | 9.18% |
| Jun 30, 2023 | 9.17% |
| Mar 31, 2023 | 9.23% |
| Dec 31, 2022 | 10.37% |
| Sep 30, 2022 | 11.99% |
| Jun 30, 2022 | 13.79% |
| Mar 31, 2022 | 15.98% |
| Dec 31, 2021 | 17.75% |
| Sep 30, 2021 | 19.04% |
Qfin Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=QFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();