PayPal Holdings (PYPL) Return on Assets [ROA] (2015 - 2026)
PayPal Holdings (PYPL) reported Return on Assets [ROA] of 6.00% for Q2 2026, up 0.19 percentage points from 5.81% a year earlier but down 0.29 percentage points from the prior quarter.
PayPal Holdings (PYPL) Return on Assets [ROA] (2015 - 2026) Analysis & Trends
For FY2025, PayPal Holdings posted Return on Assets [ROA] of 6.59%, up 1.43 percentage points from FY2024.
- Return on Assets [ROA] has a five-year change of -0.32 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 5.16% in FY2024 (-0.13 pp), 5.28% in FY2023 (+2.15 pp), 3.13% in FY2022 (-2.57 pp) and 5.70% in FY2021 (-1.20 pp).
- Five-year quarterly Return on Assets [ROA] spans a low of 2.68% in Q2 2022 and a high of 6.65% in Q3 2021.
- Year over year, Return on Assets [ROA] has now increased in each of the last six quarters, with an average year-over-year change of +0.51 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q2 2023 (a gain of 2.69 percentage points); the low point was Q2 2022 (a drop of 3.98 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 6.30% (Q1 2026), 6.54% (Q4 2025) and 6.16% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 47.87 Bn | 6.09 Bn | - | 6.00% |
| 2 | Coinbase Global | 47.32 Bn | 4.13 Bn | - | -3.57% |
| 3 | Block | 46.41 Bn | 17.67 Bn | 3.17 Bn | 0.90% |
| 4 | Iren | 26.78 Bn | 14.37 Bn | 103.89 Mn | -6.10% |
| 5 | Corpay | 26.12 Bn | 16.32 Bn | - | 4.19% |
| 6 | Fiserv | 24.26 Bn | 20.96 Bn | 2.90 Bn | 3.49% |
| 7 | Global Payments | 21.85 Bn | 290.86 Mn | 2.03 Bn | -1.33% |
| 8 | Bitmine Immersion Technologies | 13.94 Bn | 11.32 Bn | 40.81 Mn | -81.35% |
| 9 | Guidewire Software | 13.71 Bn | 10.27 Bn | 269.68 Mn | 5.45% |
| 10 | Chime Financial | 11.39 Bn | 7.18 Bn | 594.87 Mn | -0.92% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.00% |
| Mar 31, 2026 | 6.30% |
| Dec 31, 2025 | 6.54% |
| Sep 30, 2025 | 6.16% |
| Jun 30, 2025 | 5.81% |
| Mar 31, 2025 | 5.68% |
| Dec 31, 2024 | 5.11% |
| Sep 30, 2024 | 5.29% |
| Jun 30, 2024 | 5.30% |
| Mar 31, 2024 | 5.24% |
| Dec 31, 2023 | 5.35% |
| Sep 30, 2023 | 4.99% |
| Jun 30, 2023 | 5.37% |
| Mar 31, 2023 | 3.47% |
| Dec 31, 2022 | 3.12% |
| Sep 30, 2022 | 2.98% |
| Jun 30, 2022 | 2.68% |
| Mar 31, 2022 | 4.72% |
| Dec 31, 2021 | 5.55% |
| Sep 30, 2021 | 6.65% |
PayPal Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();