Provident Financial Holdings (PROV) Payout Ratio (2010 - 2026)
Provident Financial Holdings' (PROV) quarterly Payout Ratio came in at 0.4 in Q2 2026, down 29.58% on a YoY basis from 0.57 in Q2 2025, and down 39.19% quarter-over-quarter from 0.66 in Q1 2026.
Analysis
Provident Financial Holdings (PROV) Payout Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings (PROV) has reported Payout Ratio for 17 consecutive years, with 0.4 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payout Ratio fell 29.58% year-over-year to 0.4; the trailing twelve-month figure through Jun 2026 stood at 0.54 (down 10.35% YoY), and the FY2026 full-year result was 0.54, down 10.35% from the prior year.
- Payout Ratio slipped to 0.4 in Q2 2026 per PROV's latest filing, from 0.66 in the prior quarter.
- Across five years, Payout Ratio topped out at 1.08 in Q4 2024 and bottomed at 0.4 in Q2 2026.
- Historically, Payout Ratio has averaged 0.56 across 5 years, with a median of 0.55 in 2023.
- The sharpest annual moves came in 2024 and 2025: Payout Ratio soared 137.98% in 2024, then plunged 41.84% in 2025.
- Over 5 years, Payout Ratio stood at 0.42 in 2022, then gained by 7.65% to 0.46 in 2023, then jumped by 137.98% to 1.08 in 2024, then slumped by 41.84% to 0.63 in 2025, then sank by 36.57% to 0.4 in 2026.
- According to Business Quant data, Payout Ratio over the past three periods registered 0.4, 0.66, and 0.63 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.26 Bn | - |
| 2 | Columbia Financial | 1.17 Bn | 884.01 Mn | - |
| 3 | Capitol Federal Financial | 1.09 Bn | 951.46 Mn | - |
| 4 | Trustco Bank Corp N Y | 1.00 Bn | 297.39 Mn | - |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - |
| 6 | Kearny Financial | 616.72 Mn | 501.89 Mn | - |
| 7 | Greene County Bancorp | 595.60 Mn | 212.73 Mn | - |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - |
| 9 | Western New England Bancorp | 269.62 Mn | 231.29 Mn | - |
| 10 | Provident Financial Holdings | 119.91 Mn | 70.70 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.40 |
| Mar 31, 2026 | 0.66 |
| Dec 31, 2025 | 0.63 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.57 |
| Mar 31, 2025 | 0.50 |
| Dec 31, 2024 | 1.08 |
| Sep 30, 2024 | 0.51 |
| Jun 30, 2024 | 0.62 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.54 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.42 |
| Sep 30, 2022 | 0.49 |
| Jun 30, 2022 | 0.41 |
| Mar 31, 2022 | 0.61 |
| Dec 31, 2021 | 0.46 |
| Sep 30, 2021 | 0.40 |