Trustco Bank Corp N Y (TRST) Payout Ratio (2011 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Payout Ratio came in at 0.4 in Q2 2026, down 12.67% on a YoY basis from 0.46 in Q2 2025, and down 4.25% quarter-over-quarter from 0.42 in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Payout Ratio (2011 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Payout Ratio for 16 consecutive years, with 0.4 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payout Ratio fell 12.67% year-over-year to 0.4; the trailing twelve-month figure through Jun 2026 stood at 0.42 (down 17.76% YoY), and the FY2025 full-year result was 0.45, down 19.51% from the prior year.
- Payout Ratio slipped to 0.4 in Q2 2026 per TRST's latest filing, from 0.42 in the prior quarter.
- Across five years, Payout Ratio topped out at 0.7 in Q4 2023 and bottomed at 0.33 in Q4 2022.
- Historically, Payout Ratio has averaged 0.46 across 5 years, with a median of 0.44 in 2025.
- The sharpest annual moves came in 2023 and 2025: Payout Ratio jumped 113.38% in 2023, then dropped 24.85% in 2025.
- Over 5 years, Payout Ratio stood at 0.33 in 2022, then surged by 113.38% to 0.7 in 2023, then declined by 12.91% to 0.61 in 2024, then retreated by 24.85% to 0.46 in 2025, then retreated by 13.04% to 0.4 in 2026.
- According to Business Quant data, Payout Ratio over the past three periods registered 0.4, 0.42, and 0.46 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.25 Bn | - |
| 2 | Columbia Financial | 1.16 Bn | 878.95 Mn | - |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - |
| 4 | Trustco Bank Corp N Y | 993.16 Mn | 286.49 Mn | - |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - |
| 6 | Kearny Financial | 613.89 Mn | 499.06 Mn | - |
| 7 | Greene County Bancorp | 595.51 Mn | 212.65 Mn | - |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - |
| 9 | Western New England Bancorp | 268.83 Mn | 230.50 Mn | - |
| 10 | FB Bancorp | 258.41 Mn | 213.20 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.40 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.46 |
| Sep 30, 2025 | 0.42 |
| Jun 30, 2025 | 0.46 |
| Mar 31, 2025 | 0.48 |
| Dec 31, 2024 | 0.61 |
| Sep 30, 2024 | 0.53 |
| Jun 30, 2024 | 0.55 |
| Mar 31, 2024 | 0.56 |
| Dec 31, 2023 | 0.70 |
| Sep 30, 2023 | 0.47 |
| Jun 30, 2023 | 0.42 |
| Mar 31, 2023 | 0.39 |
| Dec 31, 2022 | 0.33 |
| Sep 30, 2022 | 0.35 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.41 |
| Sep 30, 2021 | 0.39 |