Patriot National Bancorp Inc (PNBK) Net Margin (2010 - 2026)
Patriot National Bancorp's Net Margin was 1.19% in Q2 2026, up 81.62 percentage points from -80.43% a year earlier and up 18.19 percentage points from the prior quarter.
Patriot National Bancorp Inc (PNBK) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Patriot National Bancorp's Net Margin was -16.74% through Jun 30, 2026, up 149.71 percentage points year-over-year; for FY2025, it was -42.90%, up 97.34 percentage points from FY2024.
- Net Margin shows a five-year change of -28.29 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was -140.24% in FY2024 (-128.13 pp), -12.11% in FY2023 (-28.82 pp), 16.71% in FY2022 (-0.45 pp) and 17.16% in FY2021 (+31.78 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin since Q4 2023.
- Compared with a year earlier, Net Margin has increased for four straight quarters, with an average year-over-year change of +1.28 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q3 2025 (a gain of 342.07 percentage points); the worst was Q3 2024 (a drop of 329.89 percentage points).
- Per Business Quant data, PNBK's Net Margin in the three quarters before Q2 2026 was -17.00% (Q1 2026), -23.92% (Q4 2025) and -36.82% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.19% |
| Mar 31, 2026 | -17.00% |
| Dec 31, 2025 | -23.92% |
| Sep 30, 2025 | -36.82% |
| Jun 30, 2025 | -80.43% |
| Mar 31, 2025 | -41.56% |
| Dec 31, 2024 | -144.93% |
| Sep 30, 2024 | -378.89% |
| Jun 30, 2024 | -43.48% |
| Mar 31, 2024 | -3.91% |
| Dec 31, 2023 | 9.61% |
| Sep 30, 2023 | -49.00% |
| Jun 30, 2023 | -7.20% |
| Mar 31, 2023 | -7.90% |
| Dec 31, 2022 | 16.23% |
| Sep 30, 2022 | 23.50% |
| Jun 30, 2022 | 14.85% |
| Mar 31, 2022 | 10.61% |
| Dec 31, 2021 | 20.63% |
| Sep 30, 2021 | 18.34% |
Patriot National Bancorp Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PNBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PNBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PNBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();