PennyMac Financial Services (PFSI) Total Debt (2017 - 2026)
PennyMac Financial Services (PFSI) recorded Total Debt of $4.84 billion in Q2 2026, up 15.6% from $4.19 billion a year earlier and up 0.1% from the prior quarter.
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Analysis
PennyMac Financial Services (PFSI) Total Debt (2017 - 2026) Analysis & Trends
At the end of FY2025, PennyMac Financial Services reported Total Debt of $4.83 billion, up 52.7% from FY2024.
- Annual Total Debt has increased for five straight years, with a five-year compound annual growth rate of 49.6% (FY2020 to FY2025).
- Across earlier years, Total Debt came in at $3.16 billion in FY2024 (+25.6%), $2.52 billion in FY2023 (+41.6%), $1.78 billion in FY2022 (+0.2%) and $1.78 billion in FY2021 (+175.0%).
- The Q2 2026 figure is the highest quarterly Total Debt in data going back to Q1 2017.
- On a year-over-year basis, Total Debt has increased for 15 consecutive quarters, with growth averaging 42.0% over the last eight quarters.
- Peak year-over-year performance for Total Debt in the last five years was growth of 262.2% in Q3 2021, against a decline of 0.2% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $4.83 billion (Q1 2026), $4.83 billion (Q4 2025) and $4.83 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 16.64 Bn |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 39.58 Bn |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 8.96 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 3.33 Bn |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 7.52 Bn |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 395.89 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 34.37 Bn |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | PennyMac Financial Services | 3.31 Bn | 357.90 Mn | - | 4.84 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.84 Bn |
| Mar 31, 2026 | 4.83 Bn |
| Dec 31, 2025 | 4.83 Bn |
| Sep 30, 2025 | 4.83 Bn |
| Jun 30, 2025 | 4.19 Bn |
| Mar 31, 2025 | 4.00 Bn |
| Dec 31, 2024 | 3.16 Bn |
| Sep 30, 2024 | 3.16 Bn |
| Jun 30, 2024 | 3.16 Bn |
| Mar 31, 2024 | 2.52 Bn |
| Dec 31, 2023 | 2.52 Bn |
| Sep 30, 2023 | 1.78 Bn |
| Jun 30, 2023 | 1.78 Bn |
| Mar 31, 2023 | 1.78 Bn |
| Dec 31, 2022 | 1.78 Bn |
| Sep 30, 2022 | 1.78 Bn |
| Jun 30, 2022 | 1.78 Bn |
| Mar 31, 2022 | 1.78 Bn |
| Dec 31, 2021 | 1.78 Bn |
| Sep 30, 2021 | 1.78 Bn |
API Access
PennyMac Financial Services Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();