CNFinance Holdings (CNF) Total Debt (2017 - 2025)

CNFinance Holdings (CNF) reported Total Debt of $390.0 million for Q4 2025, up 67.85% on a YoY basis from $232.4 million in Q4 2024, and up 26.78% quarter-over-quarter from $307.6 million in Q2 2025.

CNFinance Holdings (CNF) Total Debt (2017 - 2025) Analysis & Trends

CNFinance Holdings has reported Total Debt for 9 years, with the latest figure at $390.0 million in Q4 2025.

  • For the quarter ending Q4 2025, Total Debt rose 67.85% year-over-year to $390.0 million; the trailing twelve-month figure through Dec 2025 stood at $390.0 million (up 67.85% YoY), and the FY2025 full-year result was $385.0 million, up 65.71% from the prior year.
  • Total Debt for Q4 2025 stood at $390.0 million, up from $307.6 million in the prior quarter.
  • The five-year high for Total Debt was $390.0 million in Q4 2025, with the low at $839000.0 in Q3 2022.
  • Historically, Total Debt has averaged $103.6 million across 5 years, with a median of $54.1 million in 2021.
  • Annual changes were most pronounced in 2022 — Total Debt slumped 98.19% — and 2023, when it soared 8289.43%.
  • CNFinance Holdings' Total Debt stood at $7.1 million in 2021, then surged by 123.78% to $15.8 million in 2022, then surged by 502.08% to $95.4 million in 2023, then jumped by 143.7% to $232.4 million in 2024, then soared by 67.85% to $390.0 million in 2025.
  • The last three Total Debt figures came in at $390.0 million (Q4 2025), $307.6 million (Q2 2025), and $232.4 million (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 15.88 Bn
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 4.83 Bn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 342.03 Mn
4 UWM Holdings 743.45 Mn 1.57 Bn - 2.00 Bn
5 Velocity Financial 668.42 Mn 583.96 Mn - 499.17 Mn
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 390.05 Mn
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 198.80 Mn
8 Onity 306.24 Mn 306.24 Mn - 1.37 Bn
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 39.95 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 390.05 Mn
Jun 30, 2025 307.65 Mn
Dec 31, 2024 232.38 Mn
Jun 30, 2024 166.60 Mn
Dec 31, 2023 95.36 Mn
Sep 30, 2023 70.39 Mn
Jun 30, 2023 65.11 Mn
Mar 31, 2023 46.62 Mn
Dec 31, 2022 15.84 Mn
Sep 30, 2022 839,000.00
Mar 31, 2022 2.90 Mn
Dec 31, 2021 7.08 Mn
Sep 30, 2021 46.34 Mn
Jun 30, 2021 52.18 Mn
Mar 31, 2021 54.08 Mn
Dec 31, 2020 76.74 Mn
Sep 30, 2020 111.43 Mn
Jun 30, 2020 137.25 Mn
Mar 31, 2020 76.00 Mn
Dec 31, 2019 123.55 Mn