PennyMac Financial Services (PFSI) Return on Sales [ROS] (2017 - 2026)
PennyMac Financial Services' Return on Sales [ROS] came in at 60.82% for Q2 2026, down 10.24 percentage points from 71.06% a year earlier and down 4.22 percentage points from the prior quarter.
PennyMac Financial Services (PFSI) Return on Sales [ROS] (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, PennyMac Financial Services reported Return on Sales [ROS] of 69.61%, down 4.20 percentage points year-over-year; for FY2025, it came in at 73.88%, down 2.69 percentage points from FY2024.
- Return on Sales [ROS] carries a five-year change of +6.09 percentage points (FY2020 to FY2025).
- Going back by year, Return on Sales [ROS] was 76.57% in FY2024 (+17.97 pp), 58.60% in FY2023 (+8.21 pp), 50.39% in FY2022 (-4.85 pp) and 55.25% in FY2021 (-12.55 pp).
- The Q2 2026 figure represents the lowest quarterly Return on Sales [ROS] since Q4 2023.
- Year-over-year, Return on Sales [ROS] has declined for three consecutive quarters, with an average year-over-year change of +2.60 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Sales [ROS] over five years came in Q4 2024 (a gain of 43.92 percentage points), and the weakest in Q4 2021 (a drop of 21.52 percentage points).
- Business Quant data shows PFSI's Return on Sales [ROS] at 65.03% (Q1 2026), 73.87% (Q4 2025) and 76.83% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 23.53% |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 15.28% |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 19.75% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 507.88% |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 12.63% |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 45.54% |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | - |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | - |
| 10 | PennyMac Financial Services | 3.22 Bn | 273.75 Mn | - | 60.82% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 60.82% |
| Mar 31, 2026 | 65.03% |
| Dec 31, 2025 | 73.87% |
| Sep 30, 2025 | 76.83% |
| Jun 30, 2025 | 71.06% |
| Mar 31, 2025 | 72.47% |
| Dec 31, 2024 | 76.04% |
| Sep 30, 2024 | 75.64% |
| Jun 30, 2024 | 84.14% |
| Mar 31, 2024 | 68.59% |
| Dec 31, 2023 | 32.12% |
| Sep 30, 2023 | 70.86% |
| Jun 30, 2023 | 74.75% |
| Mar 31, 2023 | 56.10% |
| Dec 31, 2022 | 50.45% |
| Sep 30, 2022 | 56.37% |
| Jun 30, 2022 | 48.61% |
| Mar 31, 2022 | 47.43% |
| Dec 31, 2021 | 46.69% |
| Sep 30, 2021 | 54.70% |
PennyMac Financial Services Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();