PennyMac Financial Services (PFSI) Return on Assets [ROA] (2017 - 2026)
PennyMac Financial Services (PFSI) posted Return on Assets [ROA] of 1.27% for Q2 2026, down 0.34 percentage points from 1.61% a year earlier and down 0.38 percentage points from the prior quarter.
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Analysis
PennyMac Financial Services (PFSI) Return on Assets [ROA] (2017 - 2026) Analysis & Trends
For FY2025, PennyMac Financial Services' Return on Assets [ROA] came in at 1.81%, up 0.42 percentage points from FY2024.
- Annual Return on Assets [ROA] shows a five-year change of -6.07 percentage points (FY2020 to FY2025).
- In prior years, PennyMac Financial Services' Return on Assets [ROA] was 1.39% in FY2024 (+0.58 pp), 0.81% in FY2023 (-1.86 pp), 2.67% in FY2022 (-1.31 pp) and 3.98% in FY2021 (-3.90 pp).
- The Q2 2026 figure stands as the lowest quarterly Return on Assets [ROA] since Q3 2024.
- On a year-over-year basis, Return on Assets [ROA] increased in six of the last eight quarters, with an average year-over-year change of +0.39 percentage points.
- The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was Q3 2025, with a gain of 1.24 percentage points; the weakest was Q2 2023, with a drop of 3.65 percentage points.
- According to Business Quant data, Return on Assets [ROA] for the three prior quarters was 1.65% (Q1 2026), 1.83% (Q4 2025) and 2.01% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.95 Bn | 30.63 Bn | - | 0.78% |
| 2 | Orix | 41.97 Bn | 42.47 Bn | - | 3.61% |
| 3 | Royalty Pharma | 33.14 Bn | 33.05 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.99 Bn | 24.99 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.75 Bn | 17.44 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.25 Bn | -44.72 Bn | - | 2.89% |
| 7 | Royal Gold | 19.67 Bn | 18.90 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 14.04 Bn | 5.13 Bn | - | 2.11% |
| 9 | Ares Capital | 13.76 Bn | 11.19 Bn | - | - |
| 10 | PennyMac Financial Services | 3.22 Bn | 271.67 Mn | - | 1.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27% |
| Mar 31, 2026 | 1.65% |
| Dec 31, 2025 | 1.83% |
| Sep 30, 2025 | 2.01% |
| Jun 30, 2025 | 1.61% |
| Mar 31, 2025 | 1.39% |
| Dec 31, 2024 | 1.27% |
| Sep 30, 2024 | 0.77% |
| Jun 30, 2024 | 0.94% |
| Mar 31, 2024 | 0.79% |
| Dec 31, 2023 | 0.77% |
| Sep 30, 2023 | 1.19% |
| Jun 30, 2023 | 1.37% |
| Mar 31, 2023 | 1.80% |
| Dec 31, 2022 | 2.87% |
| Sep 30, 2022 | 3.99% |
| Jun 30, 2022 | 5.02% |
| Mar 31, 2022 | 4.79% |
| Dec 31, 2021 | 5.21% |
| Sep 30, 2021 | 5.88% |
API Access
PennyMac Financial Services Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();