PFS Bancorp, Inc. (PFSB) EBT Margin (2022 - 2026)
PFS Bancorp's EBT Margin came in at 383.85% for Q2 2026, down 57.75 percentage points from 441.60% a year earlier but up 47.09 percentage points from the prior quarter.
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Analysis
PFS Bancorp, Inc. (PFSB) EBT Margin (2022 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, PFS Bancorp reported EBT Margin of 412.27%, up 129.86 percentage points year-over-year; for FY2025, it came in at 431.60%, up 197.56 percentage points from FY2024.
- EBT Margin carries a three-year change of +182.61 percentage points (FY2022 to FY2025).
- Going back by year, EBT Margin was 234.04% in FY2024 (-51.55 pp), 285.58% in FY2023 (+36.59 pp) and 248.99% in FY2022.
- The five-year range for quarterly EBT Margin is 78.05% (Q4 2022) to 505.69% (Q4 2025).
- Year-over-year, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of +51.42 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2025 (a gain of 377.96 percentage points), and the weakest in Q4 2024 (a drop of 188.51 percentage points).
- Business Quant data shows PFSB's EBT Margin at 336.75% (Q1 2026), 505.69% (Q4 2025) and 420.47% (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.37% |
| Mar 31, 2026 | 23.84% |
| Dec 31, 2025 | 34.92% |
| Sep 30, 2025 | 31.67% |
| Jun 30, 2025 | 33.58% |
| Mar 31, 2025 | 25.27% |
| Dec 31, 2024 | 9.17% |
| Sep 30, 2024 | 18.45% |
| Jun 30, 2024 | 25.17% |
| Mar 31, 2024 | 23.52% |
| Dec 31, 2023 | 25.20% |
| Sep 30, 2023 | 27.53% |
| Jun 30, 2023 | 19.12% |
| Mar 31, 2023 | 20.82% |
| Dec 31, 2022 | 5.57% |
| Sep 30, 2022 | 27.02% |
| Jun 30, 2022 | 29.12% |
API Access
PFS Bancorp, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();