PFS Bancorp (PFSB) Bank-Owned Life Insurance Income (CF) (2022 - 2026)
PFS Bancorp (PFSB) reported Bank-Owned Life Insurance Income (CF) of $29,000 for Q3 2026, up 3.6% from $28,000 a year earlier and up 3.6% from the prior quarter.
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Analysis
PFS Bancorp (PFSB) Bank-Owned Life Insurance Income (CF) (2022 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, PFS Bancorp's Bank-Owned Life Insurance Income (CF) came in at $112,000, up 4.7% year-over-year; for FY2025, it came in at $107,000, up 4.9% from FY2024.
- Bank-Owned Life Insurance Income (CF) has increased for three consecutive years, with a three-year compound annual growth rate of 7.1% (FY2022 to FY2025).
- By year, Bank-Owned Life Insurance Income (CF) came in at $102,000 in FY2024 (+8.5%), $94,000 in FY2023 (+8.0%) and $87,000 in FY2022.
- The Q3 2026 figure ranks as the highest quarterly Bank-Owned Life Insurance Income (CF) in data going back to Q3 2022.
- Year over year, Bank-Owned Life Insurance Income (CF) has now increased in each of the last three quarters, with growth averaging 5.9% over the last eight quarters.
- Over the past five years, the year-over-year growth in Bank-Owned Life Insurance Income (CF) ranged from 0.0% (Q4 2025) to 13.6% (Q4 2023).
- Per Business Quant data, the three quarters before Q3 2026 came in at $28,000 (Q2 2026), $28,000 (Q1 2026) and $27,000 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI Income (CF) (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | - |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 29,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 29,000.00 |
| Jun 30, 2026 | 28,000.00 |
| Mar 31, 2026 | 28,000.00 |
| Dec 31, 2025 | 27,000.00 |
| Sep 30, 2025 | 28,000.00 |
| Jun 30, 2025 | 26,000.00 |
| Mar 31, 2025 | 26,000.00 |
| Dec 31, 2024 | 27,000.00 |
| Sep 30, 2024 | 26,000.00 |
| Jun 30, 2024 | 25,000.00 |
| Mar 31, 2024 | 24,000.00 |
| Dec 31, 2023 | 25,000.00 |
| Sep 30, 2023 | 23,000.00 |
| Jun 30, 2023 | 23,000.00 |
| Mar 31, 2023 | 23,000.00 |
| Dec 31, 2022 | 22,000.00 |
| Sep 30, 2022 | 22,000.00 |
API Access
PFS Bancorp Bank-Owned Life Insurance Income (CF) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income-cf&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance-income-cf", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income-cf&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();