Provident Financial Services (PFS) EBT Margin (2009 - 2026)
Provident Financial Services (PFS) recorded EBT Margin of 45.20% in Q2 2026, down 2.63 percentage points from 47.83% a year earlier and down 3.72 percentage points from the prior quarter.
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Analysis
Provident Financial Services (PFS) EBT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Provident Financial Services' EBT Margin came in at 47.40% as of Jun 30, 2026, up 9.01 percentage points year-over-year; for FY2025, it came in at 46.89%, up 25.36 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +13.76 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 21.54% in FY2024 (-15.14 pp), 36.68% in FY2023 (-10.84 pp), 47.51% in FY2022 (-2.64 pp) and 50.16% in FY2021 (+17.02 pp).
- The Q2 2026 figure is the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin rose in five of the last eight quarters, with an average year-over-year change of +12.27 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 60.85 percentage points in Q2 2025, against a drop of 49.84 percentage points in Q2 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 48.92% (Q1 2026), 49.73% (Q4 2025) and 45.82% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | Provident Financial Services | 2.89 Bn | 2.15 Bn | - | 45.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.20% |
| Mar 31, 2026 | 48.92% |
| Dec 31, 2025 | 49.73% |
| Sep 30, 2025 | 45.82% |
| Jun 30, 2025 | 47.83% |
| Mar 31, 2025 | 44.00% |
| Dec 31, 2024 | 30.45% |
| Sep 30, 2024 | 30.99% |
| Jun 30, 2024 | -13.02% |
| Mar 31, 2024 | 37.54% |
| Dec 31, 2023 | 34.65% |
| Sep 30, 2023 | 32.36% |
| Jun 30, 2023 | 36.82% |
| Mar 31, 2023 | 42.15% |
| Dec 31, 2022 | 50.84% |
| Sep 30, 2022 | 43.56% |
| Jun 30, 2022 | 44.49% |
| Mar 31, 2022 | 51.62% |
| Dec 31, 2021 | 45.47% |
| Sep 30, 2021 | 43.79% |
API Access
Provident Financial Services EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();