Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026)
Peoples Bancorp Of North Carolina (PEBK) posted Net Margin of 10.36% for Q1 2026, down 0.38 percentage points from 10.74% a year earlier and down 16.18 percentage points from the prior quarter.
Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Mar 31, 2026, Net Margin at Peoples Bancorp Of North Carolina was 12.90%, down 0.72 percentage points year-over-year; for FY2025, it came in at 11.42%, up 1.36 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -5.52 percentage points (FY2020 to FY2025).
- In prior years, Peoples Bancorp Of North Carolina's Net Margin was 10.06% in FY2024 (-9.96 pp), 20.02% in FY2023 (-0.70 pp), 20.72% in FY2022 (-1.24 pp) and 21.97% in FY2021 (+5.02 pp).
- Quarterly Net Margin has run from a low of 8.46% in Q3 2025 to a high of 26.54% in Q4 2025 over five years.
- On a year-over-year basis, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -1.85 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2021, with a gain of 10.01 percentage points; the weakest was Q2 2024, with a drop of 11.91 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 26.54% (Q4 2025), 8.46% (Q3 2025) and 12.00% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Peoples Bancorp Of North Carolina | 234.08 Mn | 234.08 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 10.36% |
| Dec 31, 2025 | 26.54% |
| Sep 30, 2025 | 8.46% |
| Jun 30, 2025 | 12.00% |
| Mar 31, 2025 | 10.74% |
| Dec 31, 2024 | 17.05% |
| Sep 30, 2024 | 19.17% |
| Jun 30, 2024 | 11.92% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 17.74% |
| Sep 30, 2023 | 20.52% |
| Jun 30, 2023 | 23.83% |
| Mar 31, 2023 | 17.67% |
| Dec 31, 2022 | 19.92% |
| Sep 30, 2022 | 25.78% |
| Jun 30, 2022 | 17.23% |
| Mar 31, 2022 | 19.49% |
| Dec 31, 2021 | 17.09% |
| Sep 30, 2021 | 20.42% |
| Jun 30, 2021 | 26.05% |
Peoples Bancorp Of North Carolina Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PEBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();