Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026)
Peoples Bancorp Of North Carolina's (PEBK) quarterly Net Margin came in at 20.39% in Q1 2026, down 84.0% year-over-year from 127.42% in Q1 2025, and down 23.2% quarter-over-quarter from 26.54% in Q4 2025.
Analysis
Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026) Analysis & Trends
Peoples Bancorp Of North Carolina (PEBK) has reported Net Margin for 16 consecutive years, with 20.39% the latest figure, recorded in Q1 2026.
- On a quarterly basis, Net Margin fell 84.0% year-over-year to 20.39% in Q1 2026; TTM through Mar 2026 was 22.27%, a 207.0% increase from a year earlier, with the FY2025 full-year figure at 22.03%, down 292445.0% from the prior year.
- Net Margin was 20.39% for Q1 2026 at Peoples Bancorp Of North Carolina, down from 26.54% in the prior quarter.
- Over five years, Net Margin peaked at 26.54% in Q4 2025 and troughed at 12.21% in Q2 2025.
- A 5-year average of 19.95% and a median of 19.92% in 2022 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 949 bps in 2025, down 1114 bps in 2025.
- Over 5 years, Net Margin stood at 19.92% in 2022, then decreased by 11 bps to 17.74% in 2023, then retreated by 4 bps to 17.05% in 2024, then surged by 56 bps to 26.54% in 2025, then retreated by 23 bps to 20.39% in 2026.
- The last three Net Margin figures came in at 20.39% (Q1 2026), 26.54% (Q4 2025), and 16.6% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | Peoples Bancorp Of North Carolina | 232.35 Mn | 232.35 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 20.39% |
| Dec 31, 2025 | 26.54% |
| Sep 30, 2025 | 16.60% |
| Jun 30, 2025 | 12.21% |
| Mar 31, 2025 | 21.22% |
| Dec 31, 2024 | 17.05% |
| Sep 30, 2024 | 19.17% |
| Jun 30, 2024 | 23.35% |
| Mar 31, 2024 | 20.41% |
| Dec 31, 2023 | 17.74% |
| Sep 30, 2023 | 20.52% |
| Jun 30, 2023 | 23.83% |
| Mar 31, 2023 | 17.67% |
| Dec 31, 2022 | 19.92% |
| Sep 30, 2022 | 25.78% |
| Jun 30, 2022 | 17.23% |
| Mar 31, 2022 | 19.49% |
| Dec 31, 2021 | 17.09% |
| Sep 30, 2021 | 20.42% |
| Jun 30, 2021 | 26.05% |