Peoples Bancorp Of North Carolina PEBK
NASDAQ PEBK
$43.86 +0.43 (+0.99%)
At close: Sep 10, 2026 · 4:00 PM EDT

Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026)

Peoples Bancorp Of North Carolina's (PEBK) quarterly Net Margin came in at 20.39% in Q1 2026, down 84.0% year-over-year from 127.42% in Q1 2025, and down 23.2% quarter-over-quarter from 26.54% in Q4 2025.

Analysis

Peoples Bancorp Of North Carolina (PEBK) Net Margin (2011 - 2026) Analysis & Trends

Peoples Bancorp Of North Carolina (PEBK) has reported Net Margin for 16 consecutive years, with 20.39% the latest figure, recorded in Q1 2026.

  • On a quarterly basis, Net Margin fell 84.0% year-over-year to 20.39% in Q1 2026; TTM through Mar 2026 was 22.27%, a 207.0% increase from a year earlier, with the FY2025 full-year figure at 22.03%, down 292445.0% from the prior year.
  • Net Margin was 20.39% for Q1 2026 at Peoples Bancorp Of North Carolina, down from 26.54% in the prior quarter.
  • Over five years, Net Margin peaked at 26.54% in Q4 2025 and troughed at 12.21% in Q2 2025.
  • A 5-year average of 19.95% and a median of 19.92% in 2022 frame the typical range for Net Margin.
  • The widest YoY moves for Net Margin: up 949 bps in 2025, down 1114 bps in 2025.
  • Over 5 years, Net Margin stood at 19.92% in 2022, then decreased by 11 bps to 17.74% in 2023, then retreated by 4 bps to 17.05% in 2024, then surged by 56 bps to 26.54% in 2025, then retreated by 23 bps to 20.39% in 2026.
  • The last three Net Margin figures came in at 20.39% (Q1 2026), 26.54% (Q4 2025), and 16.6% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - -
2 Truist Financial 61.64 Bn 61.64 Bn - 28.85%
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 23.30%
4 M&T Bank 34.88 Bn 34.88 Bn - 30.85%
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 24.18%
6 Citizens Financial 29.46 Bn 29.46 Bn - 24.27%
7 Regions Financial 25.57 Bn 25.57 Bn - 28.79%
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 864.86%
9 Keycorp 23.27 Bn -24.42 Bn - 24.18%
10 Peoples Bancorp Of North Carolina 232.35 Mn 232.35 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 20.39%
Dec 31, 2025 26.54%
Sep 30, 2025 16.60%
Jun 30, 2025 12.21%
Mar 31, 2025 21.22%
Dec 31, 2024 17.05%
Sep 30, 2024 19.17%
Jun 30, 2024 23.35%
Mar 31, 2024 20.41%
Dec 31, 2023 17.74%
Sep 30, 2023 20.52%
Jun 30, 2023 23.83%
Mar 31, 2023 17.67%
Dec 31, 2022 19.92%
Sep 30, 2022 25.78%
Jun 30, 2022 17.23%
Mar 31, 2022 19.49%
Dec 31, 2021 17.09%
Sep 30, 2021 20.42%
Jun 30, 2021 26.05%