Peoples Bancorp Of North Carolina (PEBK) FCF Margin (2011 - 2026)
Peoples Bancorp Of North Carolina (PEBK) reported FCF Margin of 10.79% for Q1 2026, down 1.97 percentage points from 12.76% a year earlier and down 9.45 percentage points from the prior quarter.
Peoples Bancorp Of North Carolina (PEBK) FCF Margin (2011 - 2026) Analysis & Trends
Over the twelve months ended Mar 31, 2026, Peoples Bancorp Of North Carolina's FCF Margin came in at 12.58%, down 4.98 percentage points year-over-year; for FY2025, it came in at 11.50%, down 0.79 percentage points from FY2024.
- FCF Margin has a five-year change of +1.55 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 12.29% in FY2024 (-14.55 pp), 26.83% in FY2023 (+3.63 pp), 23.21% in FY2022 (-15.14 pp) and 38.34% in FY2021 (+28.39 pp).
- Five-year quarterly FCF Margin spans a low of 4.11% in Q2 2022 and a high of 53.97% in Q4 2021.
- Year over year, FCF Margin has now declined in each of the last four quarters, with an average year-over-year change of -2.85 percentage points over the last eight quarters.
- The high point for year-over-year FCF Margin in five years was Q4 2021 (a gain of 48.78 percentage points); the low point was Q1 2024 (a drop of 32.61 percentage points).
- Per Business Quant data, the three quarters before Q1 2026 came in at 20.24% (Q4 2025), 10.02% (Q3 2025) and 12.48% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | Peoples Bancorp Of North Carolina | 234.08 Mn | 234.08 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 10.79% |
| Dec 31, 2025 | 20.24% |
| Sep 30, 2025 | 10.02% |
| Jun 30, 2025 | 12.48% |
| Mar 31, 2025 | 12.76% |
| Dec 31, 2024 | 24.79% |
| Sep 30, 2024 | 22.70% |
| Jun 30, 2024 | 16.02% |
| Mar 31, 2024 | 9.04% |
| Dec 31, 2023 | 27.27% |
| Sep 30, 2023 | 17.99% |
| Jun 30, 2023 | 22.05% |
| Mar 31, 2023 | 41.65% |
| Dec 31, 2022 | 23.70% |
| Sep 30, 2022 | 25.93% |
| Jun 30, 2022 | 4.11% |
| Mar 31, 2022 | 39.59% |
| Dec 31, 2021 | 53.97% |
| Sep 30, 2021 | 5.10% |
| Jun 30, 2021 | 25.58% |
Peoples Bancorp Of North Carolina FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PEBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();