Ponce Financial (PDLB) Operating Expenses (2020 - 2026)
Ponce Financial (PDLB) posted Operating Expenses of $17.2 million for Q1 2026, up 3.64% sequentially from $16.6 million in Q4 2025, and up 2.08% YoY from $16.9 million in Q1 2025.
Ponce Financial (PDLB) Operating Expenses (2020 - 2026) Analysis & Trends
Ponce Financial has reported Operating Expenses for 7 years, with the latest figure at $17.2 million in Q1 2026.
- Quarterly Operating Expenses rose 2.08% year-over-year to $17.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $67.4 million (changed 0.29% YoY) and the FY2025 annual result came in at $67.0 million, down 0.66% from the prior year.
- Operating Expenses advanced to $17.2 million in Q1 2026 per PDLB's latest filing, from $16.6 million in the prior quarter.
- Over five years, Operating Expenses peaked at $28.1 million in Q1 2022 and troughed at $15.8 million in Q4 2022.
- A 5-year average of $18.0 million and a median of $16.9 million in 2025 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2022 and 2023: Operating Expenses surged 117.38% in 2022, then plunged 41.72% in 2023.
- Over 5 years, Operating Expenses stood at $15.8 million in 2022, then rose by 13.52% to $17.9 million in 2023, then declined by 2.41% to $17.5 million in 2024, then retreated by 4.76% to $16.6 million in 2025, then climbed by 3.64% to $17.2 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $17.2 million, $16.6 million, and $16.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.11 Bn |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 18.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 18.14 Mn |
| Mar 31, 2026 | 17.24 Mn |
| Dec 31, 2025 | 16.63 Mn |
| Sep 30, 2025 | 16.62 Mn |
| Jun 30, 2025 | 16.87 Mn |
| Mar 31, 2025 | 16.89 Mn |
| Dec 31, 2024 | 17.47 Mn |
| Sep 30, 2024 | 16.57 Mn |
| Jun 30, 2024 | 16.64 Mn |
| Mar 31, 2024 | 16.79 Mn |
| Dec 31, 2023 | 17.90 Mn |
| Sep 30, 2023 | 17.32 Mn |
| Jun 30, 2023 | 17.09 Mn |
| Mar 31, 2023 | 16.36 Mn |
| Dec 31, 2022 | 15.77 Mn |
| Sep 30, 2022 | 25.42 Mn |
| Jun 30, 2022 | 16.57 Mn |
| Mar 31, 2022 | 28.07 Mn |
| Dec 31, 2021 | 15.85 Mn |
| Sep 30, 2021 | 14.73 Mn |