Ponce Financial (PDLB) Interest Expenses (2021 - 2026)
Ponce Financial (PDLB) reported Interest Expenses of $38.5 million for Q1 2026, down 7.0% on a YoY basis from $41.4 million in Q1 2025, and up 84.5% sequentially from $20.9 million in Q4 2025.
Ponce Financial (PDLB) Interest Expenses (2021 - 2026) Analysis & Trends
Ponce Financial (PDLB) has 6 years of Interest Expenses data on file, last reported at $38.5 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses fell 7.0% year-over-year to $38.5 million; the trailing twelve-month figure through Mar 2026 stood at $38.5 million (down 7.0% YoY), and the FY2025 full-year result was $85.7 million, down 9.21% from the prior year.
- Interest Expenses improved to $38.5 million in Q1 2026, from $20.9 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $43.0 million in Q1 2024 to a low of -$35.8 million in Q4 2023.
- A 5-year average of $18.3 million and a median of $21.4 million in 2024 frame the typical range for Interest Expenses.
- Across the five-year window, Interest Expenses plunged 491.07% in 2022 and jumped 1454.97% in 2023, its largest moves.
- Tracing PDLB's Interest Expenses over 5 years: stood at -$6.7 million in 2022, then sank by 437.15% to -$35.8 million in 2023, then surged by 159.75% to $21.4 million in 2024, then retreated by 2.22% to $20.9 million in 2025, then jumped by 84.5% to $38.5 million in 2026.
- Business Quant data shows PDLB's Interest Expenses at $38.5 million in Q1 2026, $20.9 million in Q4 2025, and $21.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | Ponce Financial | 489.16 Mn | 371.92 Mn | - | 38.54 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.54 Mn |
| Mar 31, 2026 | 38.54 Mn |
| Dec 31, 2025 | 20.89 Mn |
| Dec 31, 2025 | 20.89 Mn |
| Sep 30, 2025 | 21.60 Mn |
| Sep 30, 2025 | 21.60 Mn |
| Jun 30, 2025 | 40.52 Mn |
| Jun 30, 2025 | 40.52 Mn |
| Mar 31, 2025 | 41.44 Mn |
| Mar 31, 2025 | 41.44 Mn |
| Dec 31, 2024 | 21.36 Mn |
| Dec 31, 2024 | 21.36 Mn |
| Sep 30, 2024 | 41.19 Mn |
| Sep 30, 2024 | 41.19 Mn |
| Jun 30, 2024 | 21.03 Mn |
| Jun 30, 2024 | 21.03 Mn |
| Mar 31, 2024 | 43.00 Mn |
| Mar 31, 2024 | 43.00 Mn |
| Dec 31, 2023 | -35.75 Mn |
| Dec 31, 2023 | -35.75 Mn |