Ponce Financial (PDLB) Interest Expenses (2020 - 2026)
Ponce Financial (PDLB) posted Interest Expenses of $38.5 million for Q1 2026, up 84.63% sequentially from $20.9 million in Q4 2025, and down 7.0% YoY from $41.4 million in Q1 2025.
Ponce Financial (PDLB) Interest Expenses (2020 - 2026) Analysis & Trends
Ponce Financial has reported Interest Expenses for 7 years, with the latest figure at $38.5 million in Q1 2026.
- Quarterly Interest Expenses fell 7.0% year-over-year to $38.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.5 million (down 7.0% YoY) and the FY2025 annual result came in at $85.7 million, down 9.21% from the prior year.
- Interest Expenses improved to $38.5 million in Q1 2026 per PDLB's latest filing, from $20.9 million in the prior quarter.
- Over five years, Interest Expenses peaked at $43.0 million in Q1 2024 and troughed at $1.7 million in Q1 2022.
- A 5-year average of $22.6 million and a median of $21.0 million in 2024 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2023 and 2025: Interest Expenses soared 559.41% in 2023, then sank 47.56% in 2025.
- Over 5 years, Interest Expenses stood at $16.1 million in 2022, then climbed by 10.27% to $17.8 million in 2023, then retreated by 25.92% to $13.2 million in 2024, then soared by 58.71% to $20.9 million in 2025, then soared by 84.63% to $38.5 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $38.5 million, $20.9 million, and $21.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 21.59 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 21.59 Mn |
| Jun 30, 2026 | 21.59 Mn |
| Mar 31, 2026 | 38.54 Mn |
| Mar 31, 2026 | 38.54 Mn |
| Dec 31, 2025 | 20.87 Mn |
| Dec 31, 2025 | 20.87 Mn |
| Sep 30, 2025 | 21.60 Mn |
| Sep 30, 2025 | 21.60 Mn |
| Jun 30, 2025 | 40.52 Mn |
| Jun 30, 2025 | 40.52 Mn |
| Mar 31, 2025 | 41.44 Mn |
| Mar 31, 2025 | 41.44 Mn |
| Dec 31, 2024 | 13.15 Mn |
| Dec 31, 2024 | 13.15 Mn |
| Sep 30, 2024 | 41.19 Mn |
| Sep 30, 2024 | 41.19 Mn |
| Jun 30, 2024 | 21.03 Mn |
| Jun 30, 2024 | 21.03 Mn |
| Mar 31, 2024 | 43.00 Mn |
| Mar 31, 2024 | 43.00 Mn |