Ponce Financial (PDLB) Free Cash Flow (2021 - 2026)
Ponce Financial (PDLB) posted Free Cash Flow of $13.8 million for Q1 2026, down 60.45% sequentially from $35.0 million in Q4 2025, and up 6.97% YoY from $12.9 million in Q1 2025.
Ponce Financial (PDLB) Free Cash Flow (2021 - 2026) Analysis & Trends
Ponce Financial has reported Free Cash Flow for 6 years, with the latest figure at $13.8 million in Q1 2026.
- Quarterly Free Cash Flow rose 6.97% year-over-year to $13.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.5 million (up 212.91% YoY) and the FY2025 annual result came in at $54.6 million, up 1115.31% from the prior year.
- Free Cash Flow fell to $13.8 million in Q1 2026 per PDLB's latest filing, from $35.0 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $35.0 million in Q4 2025 and troughed at -$15.0 million in Q3 2024.
- A 5-year average of $5.2 million and a median of $5.9 million in 2023 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2022 and 2025: Free Cash Flow plunged 1104.07% in 2022, then surged 4205.71% in 2025.
- Over 5 years, Free Cash Flow stood at -$4.5 million in 2022, then soared by 80.02% to -$897000.0 in 2023, then surged by 2596.21% to $22.4 million in 2024, then surged by 56.21% to $35.0 million in 2025, then sank by 60.45% to $13.8 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $13.8 million, $35.0 million, and $786000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 8.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.04 Mn |
| Jun 30, 2026 | 8.04 Mn |
| Mar 31, 2026 | 13.83 Mn |
| Mar 31, 2026 | 13.83 Mn |
| Dec 31, 2025 | 34.98 Mn |
| Dec 31, 2025 | 34.98 Mn |
| Sep 30, 2025 | 786,000.00 |
| Sep 30, 2025 | 786,000.00 |
| Jun 30, 2025 | 5.92 Mn |
| Jun 30, 2025 | 5.92 Mn |
| Mar 31, 2025 | 12.93 Mn |
| Mar 31, 2025 | 12.93 Mn |
| Dec 31, 2024 | 22.39 Mn |
| Dec 31, 2024 | 22.39 Mn |
| Sep 30, 2024 | -14.96 Mn |
| Sep 30, 2024 | -14.96 Mn |
| Jun 30, 2024 | -2.62 Mn |
| Jun 30, 2024 | -2.62 Mn |
| Mar 31, 2024 | -315,000.00 |
| Mar 31, 2024 | -315,000.00 |