Prosperity Bancshares (PB) Net Margin (2009 - 2026)
Prosperity Bancshares (PB) recorded Net Margin of 43.09% in Q2 2026, down 0.41 percentage points from 43.50% a year earlier but up 11.46 percentage points from the prior quarter.
Prosperity Bancshares (PB) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Prosperity Bancshares' Net Margin came in at 40.42% as of Jun 30, 2026, down 2.16 percentage points year-over-year; for FY2025, it was 43.43%, up 3.23 percentage points from FY2024.
- Annual Net Margin has a five-year change of -2.07 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 40.21% in FY2024 (+2.42 pp), 37.79% in FY2023 (-7.81 pp), 45.60% in FY2022 (-0.23 pp) and 45.82% in FY2021 (+0.32 pp).
- Quarterly Net Margin has ranged from 31.48% in Q2 2023 to 46.92% in Q4 2022 over the past five years.
- On a year-over-year basis, Net Margin rose in six of the last eight quarters, with an average year-over-year change of +1.35 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 7.38 percentage points in Q4 2024, against a drop of 13.43 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 31.63% (Q1 2026), 44.03% (Q4 2025) and 43.71% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Prosperity Bancshares | 6.77 Bn | 6.77 Bn | - | 43.09% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.09% |
| Mar 31, 2026 | 31.63% |
| Dec 31, 2025 | 44.03% |
| Sep 30, 2025 | 43.71% |
| Jun 30, 2025 | 43.50% |
| Mar 31, 2025 | 42.46% |
| Dec 31, 2024 | 42.29% |
| Sep 30, 2024 | 42.04% |
| Jun 30, 2024 | 36.62% |
| Mar 31, 2024 | 39.85% |
| Dec 31, 2023 | 34.90% |
| Sep 30, 2023 | 40.32% |
| Jun 30, 2023 | 31.48% |
| Mar 31, 2023 | 44.26% |
| Dec 31, 2022 | 46.92% |
| Sep 30, 2022 | 45.98% |
| Jun 30, 2022 | 44.92% |
| Mar 31, 2022 | 44.47% |
| Dec 31, 2021 | 45.20% |
| Sep 30, 2021 | 45.40% |
Prosperity Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();