Old Second Bancorp (OSBC) Total Debt (2009 - 2026)
Old Second Bancorp (OSBC) reported Total Debt of $13.94 million for Q3 2026, down 93.8% from $224.53 million a year earlier and down 96.6% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Total Debt (2009 - 2026) Analysis & Trends
At the end of FY2025, Old Second Bancorp posted Total Debt of $274.55 million, up 245.5% from FY2024.
- Total Debt has a five-year compound annual growth rate of 31.4% (FY2020 to FY2025).
- By year, Total Debt came in at $79.47 million in FY2024 (-84.8%), $523.76 million in FY2023 (+170.1%), $193.88 million in FY2022 (+87.0%) and $103.69 million in FY2021 (+47.8%).
- The Q3 2026 figure ranks as the lowest quarterly Total Debt in data going back to Q4 2010.
- Year over year, Total Debt gained in three of the last eight quarters, with growth averaging 97.1%.
- The high point for year-over-year Total Debt in five years was Q2 2026 (growth of 580.2%); the low point was Q3 2026 (a decline of 93.8%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $404.8 million (Q2 2026), $259.57 million (Q1 2026) and $274.55 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3,583.44 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 47.85 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 380.92 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 388.59 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 9.69 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1,089.54 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1,617.57 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 112.96 Bn |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 434.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 434.70 Mn |
| Jun 30, 2026 | 419.65 Mn |
| Mar 31, 2026 | 274.41 Mn |
| Dec 31, 2025 | 289.38 Mn |
| Sep 30, 2025 | 239.34 Mn |
| Jun 30, 2025 | 59.51 Mn |
| Mar 31, 2025 | 59.49 Mn |
| Dec 31, 2024 | 79.47 Mn |
| Sep 30, 2024 | 3.20 Bn |
| Jun 30, 2024 | 3.19 Bn |
| Mar 31, 2024 | 279.40 Mn |
| Dec 31, 2023 | 523.76 Mn |
| Sep 30, 2023 | 3.37 Bn |
| Jun 30, 2023 | 3.40 Bn |
| Mar 31, 2023 | 418.93 Mn |
| Dec 31, 2022 | 193.88 Mn |
| Sep 30, 2022 | 128.83 Mn |
| Jun 30, 2022 | 103.79 Mn |
| Mar 31, 2022 | 103.74 Mn |
| Dec 31, 2021 | 116.69 Mn |
API Access
Old Second Bancorp Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();