Old Second Bancorp (OSBC) Return on Invested Capital [ROIC] (2009 - 2026)
Old Second Bancorp (OSBC) recorded Return on Invested Capital [ROIC] of 12.08% in Q2 2026, down 3.87 percentage points from 15.95% a year earlier but up 0.27 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2025, Old Second Bancorp reported Return on Invested Capital [ROIC] of 13.18%, down 0.61 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a five-year change of +3.97 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at 13.80% in FY2024 (-0.01 pp), 13.81% in FY2023 (+1.91 pp), 11.90% in FY2022 (+6.58 pp) and 5.31% in FY2021 (-3.89 pp).
- Quarterly Return on Invested Capital [ROIC] has ranged from 4.49% in Q1 2022 to 16.51% in Q1 2025 over the past five years.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for four consecutive quarters, with an average year-over-year change of -0.18 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 7.25 percentage points in Q4 2022, against a drop of 7.75 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 11.81% (Q1 2026), 11.20% (Q4 2025) and 12.12% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 12.54% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 12.54% |
| Jun 30, 2026 | 11.94% |
| Mar 31, 2026 | 11.66% |
| Dec 31, 2025 | 11.05% |
| Sep 30, 2025 | 12.02% |
| Jun 30, 2025 | 15.95% |
| Mar 31, 2025 | 16.51% |
| Dec 31, 2024 | 5.54% |
| Sep 30, 2024 | 3.27% |
| Jun 30, 2024 | 5.27% |
| Mar 31, 2024 | 12.60% |
| Dec 31, 2023 | 4.84% |
| Sep 30, 2023 | 3.08% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | 11.40% |
| Dec 31, 2022 | 12.32% |
| Sep 30, 2022 | 7.37% |
| Jun 30, 2022 | 5.30% |
| Mar 31, 2022 | 4.44% |
| Dec 31, 2021 | 5.01% |
API Access
Old Second Bancorp Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();