Old Second Bancorp (OSBC) Return on Invested Capital [ROIC] (2012 - 2026)
Old Second Bancorp (OSBC) recorded Return on Invested Capital [ROIC] of 12.08% in Q2 2026, down 3.87 percentage points from 15.95% a year earlier but up 0.27 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Return on Invested Capital [ROIC] (2012 - 2026) Analysis & Trends
For FY2025, Old Second Bancorp reported Return on Invested Capital [ROIC] of 13.18%, down 1.07 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a five-year change of +3.10 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at 14.26% in FY2024 (-0.42 pp), 14.68% in FY2023 (+1.88 pp), 12.80% in FY2022 (+7.08 pp) and 5.72% in FY2021 (-4.36 pp).
- Quarterly Return on Invested Capital [ROIC] has ranged from 4.86% in Q1 2022 to 16.51% in Q1 2025 over the past five years.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for four consecutive quarters, with an average year-over-year change of -0.27 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 7.74 percentage points in Q4 2022, against a drop of 8.28 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 11.81% (Q1 2026), 11.20% (Q4 2025) and 12.12% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | Old Second Bancorp | 1.27 Bn | 771.32 Mn | - | 12.08% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.08% |
| Mar 31, 2026 | 11.81% |
| Dec 31, 2025 | 11.20% |
| Sep 30, 2025 | 12.12% |
| Jun 30, 2025 | 15.95% |
| Mar 31, 2025 | 16.51% |
| Dec 31, 2024 | 14.14% |
| Sep 30, 2024 | 12.17% |
| Jun 30, 2024 | 13.11% |
| Mar 31, 2024 | 12.99% |
| Dec 31, 2023 | 11.72% |
| Sep 30, 2023 | 11.53% |
| Jun 30, 2023 | 11.28% |
| Mar 31, 2023 | 12.09% |
| Dec 31, 2022 | 13.29% |
| Sep 30, 2022 | 8.01% |
| Jun 30, 2022 | 5.76% |
| Mar 31, 2022 | 4.86% |
| Dec 31, 2021 | 5.55% |
| Sep 30, 2021 | 11.46% |
API Access
Old Second Bancorp Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();