Old Second Bancorp (OSBC) Non Operating Interest Expenses (2010 - 2025)
Old Second Bancorp's (OSBC) quarterly Non Operating Interest Expenses came in at $299000.0 in Q4 2025, up 6.79% YoY from $280000.0 in Q4 2024, and down 45.14% on a QoQ basis from $545000.0 in Q3 2025.
Old Second Bancorp (OSBC) Non Operating Interest Expenses (2010 - 2025) Analysis & Trends
Old Second Bancorp (OSBC) has 16 years of Non Operating Interest Expenses data on file, last reported at $299000.0 in Q4 2025.
- Quarterly Non Operating Interest Expenses rose 6.79% year-over-year to $299000.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.3 million (up 7.08% YoY) and the FY2025 annual result came in at $1.3 million, up 7.08% from the prior year.
- Non Operating Interest Expenses declined to $299000.0 in Q4 2025, from $545000.0 in the prior quarter.
- In the past five years, Non Operating Interest Expenses ranged from a high of $545000.0 in Q3 2025 to a low of $60000.0 in Q1 2021.
- A 5-year average of $211350.0 and a median of $174500.0 in 2022 frame the typical range for Non Operating Interest Expenses.
- Annual changes were most pronounced in 2023 — Non Operating Interest Expenses slumped 46.91% — and 2024, when it jumped 358.25%.
- Tracing OSBC's Non Operating Interest Expenses over 5 years: stood at $81000.0 in 2021, then soared by 60.49% to $130000.0 in 2022, then surged by 194.62% to $383000.0 in 2023, then declined by 26.89% to $280000.0 in 2024, then climbed by 6.79% to $299000.0 in 2025.
- The last three Non Operating Interest Expenses figures came in at $299000.0 (Q4 2025), $545000.0 (Q3 2025), and $320000.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Interest Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | - |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 224.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 299,000.00 |
| Sep 30, 2025 | 545,000.00 |
| Jun 30, 2025 | 320,000.00 |
| Mar 31, 2025 | 167,000.00 |
| Dec 31, 2024 | 280,000.00 |
| Sep 30, 2024 | 299,000.00 |
| Jun 30, 2024 | 472,000.00 |
| Mar 31, 2024 | 192,000.00 |
| Dec 31, 2023 | 383,000.00 |
| Sep 30, 2023 | 93,000.00 |
| Jun 30, 2023 | 103,000.00 |
| Mar 31, 2023 | 142,000.00 |
| Dec 31, 2022 | 130,000.00 |
| Sep 30, 2022 | 83,000.00 |
| Jun 30, 2022 | 194,000.00 |
| Mar 31, 2022 | 182,000.00 |
| Dec 31, 2021 | 81,000.00 |
| Sep 30, 2021 | 107,000.00 |
| Jun 30, 2021 | 95,000.00 |
| Mar 31, 2021 | 60,000.00 |