Old Second Bancorp (OSBC) Non Operating Interest Expenses (2010 - 2025)
Old Second Bancorp's (OSBC) quarterly Non Operating Interest Expenses came in at $299000.0 in Q4 2025, up 6.79% on a YoY basis from $280000.0 in Q4 2024, and down 45.14% quarter-over-quarter from $545000.0 in Q3 2025.
Analysis
Old Second Bancorp (OSBC) Non Operating Interest Expenses (2010 - 2025) Analysis & Trends
Old Second Bancorp (OSBC) has reported Non Operating Interest Expenses for 16 consecutive years, with $299000.0 the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Non Operating Interest Expenses rose 6.79% year-over-year to $299000.0; the trailing twelve-month figure through Dec 2025 stood at $11.8 million (down 19.0% YoY), and the FY2025 full-year result was $1.3 million, up 7.08% from the prior year.
- Non Operating Interest Expenses slipped to $299000.0 in Q4 2025 per OSBC's latest filing, from $545000.0 in the prior quarter.
- Across five years, Non Operating Interest Expenses topped out at $13.5 million in Q1 2024 and bottomed at -$26.9 million in Q4 2023.
- Historically, Non Operating Interest Expenses has averaged $2.3 million across 5 years, with a median of $2.1 million in 2021.
- The widest YoY moves for Non Operating Interest Expenses: up 384.99% in 2023, down 835.0% in 2023.
- Over 5 years, Non Operating Interest Expenses stood at $2.2 million in 2021, then soared by 66.93% to $3.7 million in 2022, then plunged by 835.0% to -$26.9 million in 2023, then surged by 101.04% to $280000.0 in 2024, then increased by 6.79% to $299000.0 in 2025.
- According to Business Quant data, Non Operating Interest Expenses over the past three periods registered $299000.0, $545000.0, and $320000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Interest Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | -467.75 Bn |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 224.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | - |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | - |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | - |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | - |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | - |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | - |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | - |
| 10 | Old Second Bancorp | 1.30 Bn | 1.15 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 299,000.00 |
| Sep 30, 2025 | 545,000.00 |
| Jun 30, 2025 | 320,000.00 |
| Mar 31, 2025 | 10.66 Mn |
| Dec 31, 2024 | 280,000.00 |
| Sep 30, 2024 | 299,000.00 |
| Jun 30, 2024 | 472,000.00 |
| Mar 31, 2024 | 13.55 Mn |
| Dec 31, 2023 | -26.86 Mn |
| Sep 30, 2023 | 11.20 Mn |
| Jun 30, 2023 | 10.31 Mn |
| Mar 31, 2023 | 6.07 Mn |
| Dec 31, 2022 | 3.65 Mn |
| Sep 30, 2022 | 2.44 Mn |
| Jun 30, 2022 | 2.13 Mn |
| Mar 31, 2022 | 2.10 Mn |
| Dec 31, 2021 | 2.19 Mn |
| Sep 30, 2021 | 2.17 Mn |
| Jun 30, 2021 | 2.24 Mn |
| Mar 31, 2021 | 1.85 Mn |