Orrstown Financial Services (ORRF) Net Margin (2010 - 2026)
Orrstown Financial Services (ORRF) posted Net Margin of 33.76% for Q2 2026, up 2.61 percentage points from 31.15% a year earlier but down 0.01 percentage points from the prior quarter.
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Analysis
Orrstown Financial Services (ORRF) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Orrstown Financial Services was 33.65%, up 16.25 percentage points year-over-year; for FY2025, it was 32.07%, up 20.63 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +8.43 percentage points (FY2020 to FY2025).
- In prior years, Orrstown Financial Services' Net Margin was 11.44% in FY2024 (-15.87 pp), 27.32% in FY2023 (+9.91 pp), 17.41% in FY2022 (-10.91 pp) and 28.31% in FY2021 (+4.67 pp).
- Quarterly Net Margin has run from a low of -15.32% in Q3 2022 to a high of 33.97% in Q3 2025 over five years.
- On a year-over-year basis, Net Margin has increased in each of the last six quarters, with an average year-over-year change of +4.29 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q3 2025, with a gain of 46.30 percentage points; the weakest was Q3 2022, with a drop of 40.76 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 33.77% (Q1 2026), 33.10% (Q4 2025) and 33.97% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Orrstown Financial Services | 815.90 Mn | 815.90 Mn | - | 33.76% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.76% |
| Mar 31, 2026 | 33.77% |
| Dec 31, 2025 | 33.10% |
| Sep 30, 2025 | 33.97% |
| Jun 30, 2025 | 31.15% |
| Mar 31, 2025 | 29.89% |
| Dec 31, 2024 | 22.14% |
| Sep 30, 2024 | -12.33% |
| Jun 30, 2024 | 23.25% |
| Mar 31, 2024 | 25.46% |
| Dec 31, 2023 | 23.51% |
| Sep 30, 2023 | 28.08% |
| Jun 30, 2023 | 29.34% |
| Mar 31, 2023 | 28.28% |
| Dec 31, 2022 | 28.56% |
| Sep 30, 2022 | -15.32% |
| Jun 30, 2022 | 28.33% |
| Mar 31, 2022 | 27.85% |
| Dec 31, 2021 | 22.43% |
| Sep 30, 2021 | 25.44% |
API Access
Orrstown Financial Services Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ORRF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ORRF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ORRF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();