Oportun Financial Corp (OPRT) Return on Assets [ROA] (2019 - 2026)
Oportun Financial's Return on Assets [ROA] was 0.62% in Q2 2026, up 0.76 percentage points from -0.14% a year earlier and up 0.06 percentage points from the prior quarter.
Oportun Financial Corp (OPRT) Return on Assets [ROA] (2019 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Oportun Financial came in at 0.78%, up 3.15 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of +2.92 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was -2.37% in FY2024 (+2.75 pp), -5.12% in FY2023 (-2.75 pp), -2.37% in FY2022 (-4.28 pp) and 1.91% in FY2021 (+4.05 pp).
- Quarterly Return on Assets [ROA] has moved between -6.63% (Q2 2023) and 3.03% (Q1 2022) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for ten straight quarters, with an average year-over-year change of +2.40 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q3 2025 (a gain of 4.93 percentage points); the worst was Q1 2023 (a drop of 9.37 percentage points).
- Per Business Quant data, OPRT's Return on Assets [ROA] in the three quarters before Q2 2026 was 0.56% (Q1 2026), 0.78% (Q4 2025) and 0.96% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.62% |
| Mar 31, 2026 | 0.56% |
| Dec 31, 2025 | 0.78% |
| Sep 30, 2025 | 0.96% |
| Jun 30, 2025 | -0.14% |
| Mar 31, 2025 | -1.32% |
| Dec 31, 2024 | -2.43% |
| Sep 30, 2024 | -3.98% |
| Jun 30, 2024 | -3.69% |
| Mar 31, 2024 | -3.12% |
| Dec 31, 2023 | -5.26% |
| Sep 30, 2023 | -4.25% |
| Jun 30, 2023 | -6.63% |
| Mar 31, 2023 | -6.34% |
| Dec 31, 2022 | -2.17% |
| Sep 30, 2022 | -1.60% |
| Jun 30, 2022 | 2.32% |
| Mar 31, 2022 | 3.03% |
| Dec 31, 2021 | 1.79% |
| Sep 30, 2021 | 1.82% |
Oportun Financial Corp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();