OptimumBank Holdings, Inc. (OPHC) Service Charges (2010 - 2026)
OptimumBank Holdings (OPHC) posted Service Charges of $1.55 million for Q2 2026, up 41.1% from $1.1 million a year earlier and up 18.1% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Service Charges (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Service Charges at OptimumBank Holdings was $5.38 million, up 31.8% year-over-year; for FY2025, it came in at $4.66 million, up 23.2% from FY2024.
- Annual Service Charges has increased for nine consecutive years, with a five-year compound annual growth rate of 76.5% (FY2020 to FY2025).
- In prior years, OptimumBank Holdings' Service Charges was $3.78 million in FY2024 (+13.5%), $3.33 million in FY2023 (+30.5%), $2.55 million in FY2022 (+91.6%) and $1.33 million in FY2021 (+389.3%).
- The Q2 2026 figure stands as the highest quarterly Service Charges in data going back to Q2 2010.
- On a year-over-year basis, Service Charges has increased in each of the last six quarters, with growth averaging 21.5% over the last eight quarters.
- The strongest year-over-year quarter for Service Charges in the past five years was Q1 2022, with growth of 290.1%; the weakest was Q4 2024, with a decline of 1.2%.
- According to Business Quant data, Service Charges for the three prior quarters was $1.31 million (Q1 2026), $1.27 million (Q4 2025) and $1.25 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.55 Mn |
| Mar 31, 2026 | 1.31 Mn |
| Dec 31, 2025 | 1.27 Mn |
| Sep 30, 2025 | 1.25 Mn |
| Jun 30, 2025 | 1.10 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Dec 31, 2024 | 958,000.00 |
| Sep 30, 2024 | 990,000.00 |
| Jun 30, 2024 | 864,000.00 |
| Mar 31, 2024 | 968,000.00 |
| Dec 31, 2023 | 970,000.00 |
| Sep 30, 2023 | 881,000.00 |
| Jun 30, 2023 | 759,000.00 |
| Mar 31, 2023 | 719,000.00 |
| Dec 31, 2022 | 644,000.00 |
| Sep 30, 2022 | 637,000.00 |
| Jun 30, 2022 | 680,000.00 |
| Mar 31, 2022 | 589,000.00 |
| Dec 31, 2021 | 515,000.00 |
| Sep 30, 2021 | 375,000.00 |
API Access
OptimumBank Holdings, Inc. Service Charges API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=service-charges&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "service-charges", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=service-charges&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();