OptimumBank Holdings (OPHC) Service Charges (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Service Charges of $1.3 million for Q1 2026, up 26.49% year-over-year from $1.0 million in Q1 2025, and up 553.23% quarter-over-quarter from $201000.0 in Q4 2025.
OptimumBank Holdings (OPHC) Service Charges (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Service Charges for 17 consecutive years, with $1.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Service Charges rose 26.49% year-over-year to $1.3 million; the TTM figure through Mar 2026 stood at $3.9 million (changed 0.39% YoY), while the FY2025 annual figure was $4.7 million, up 23.2% from the prior year.
- Service Charges rose to $1.3 million in Q1 2026 per OPHC's latest filing, from $201000.0 in the prior quarter.
- Across five years, Service Charges topped out at $1.3 million in Q1 2026 and bottomed at $156000.0 in Q4 2022.
- Historically, Service Charges has averaged $812882.4 across 5 years, with a median of $864000.0 in 2024.
- Annual changes were most pronounced in 2023 — Service Charges jumped 357.69% — and 2025, when it slumped 79.02%.
- OptimumBank Holdings' Service Charges stood at $156000.0 in 2022, then surged by 357.69% to $714000.0 in 2023, then soared by 34.17% to $958000.0 in 2024, then plunged by 79.02% to $201000.0 in 2025, then jumped by 553.23% to $1.3 million in 2026.
- Business Quant data shows OPHC's Service Charges at $1.3 million in Q1 2026, $201000.0 in Q4 2025, and $1.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.55 Mn |
| Mar 31, 2026 | 1.31 Mn |
| Dec 31, 2025 | 201,000.00 |
| Sep 30, 2025 | 1.25 Mn |
| Jun 30, 2025 | 1.10 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Dec 31, 2024 | 958,000.00 |
| Sep 30, 2024 | 990,000.00 |
| Jun 30, 2024 | 864,000.00 |
| Mar 31, 2024 | 968,000.00 |
| Dec 31, 2023 | 714,000.00 |
| Sep 30, 2023 | 882,000.00 |
| Jun 30, 2023 | 759,000.00 |
| Mar 31, 2023 | 719,000.00 |
| Dec 31, 2022 | 156,000.00 |
| Sep 30, 2022 | 637,000.00 |
| Jun 30, 2022 | 680,000.00 |
| Mar 31, 2022 | 589,000.00 |
| Dec 31, 2021 | 515,000.00 |
| Sep 30, 2021 | 375,000.00 |