OptimumBank Holdings, Inc. (OPHC) Return on Assets [ROA] (2015 - 2026)
OptimumBank Holdings (OPHC) reported Return on Assets [ROA] of 1.54% for Q2 2026, up 0.05 percentage points from 1.49% a year earlier and up 0.07 percentage points from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Return on Assets [ROA] (2015 - 2026) Analysis & Trends
For FY2025, OptimumBank Holdings posted Return on Assets [ROA] of 1.63%, up 0.11 percentage points from FY2024.
- Return on Assets [ROA] has increased for three consecutive years, with a five-year change of +2.06 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 1.52% in FY2024 (+0.61 pp), 0.91% in FY2023 (+0.05 pp), 0.86% in FY2022 (-1.29 pp) and 2.15% in FY2021 (+2.58 pp).
- The Q2 2026 figure ranks as the highest quarterly Return on Assets [ROA] since Q2 2018.
- Year over year, Return on Assets [ROA] gained in seven of the last eight quarters, with an average year-over-year change of +0.31 percentage points.
- The high point for year-over-year Return on Assets [ROA] in five years was Q3 2021 (a gain of 1.38 percentage points); the low point was Q1 2023 (a drop of 0.25 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.47% (Q1 2026), 1.52% (Q4 2025) and 1.51% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.54% |
| Mar 31, 2026 | 1.47% |
| Dec 31, 2025 | 1.52% |
| Sep 30, 2025 | 1.51% |
| Jun 30, 2025 | 1.49% |
| Mar 31, 2025 | 1.53% |
| Dec 31, 2024 | 1.40% |
| Sep 30, 2024 | 1.27% |
| Jun 30, 2024 | 1.05% |
| Mar 31, 2024 | 0.87% |
| Dec 31, 2023 | 0.84% |
| Sep 30, 2023 | 0.79% |
| Jun 30, 2023 | 0.75% |
| Mar 31, 2023 | 0.72% |
| Dec 31, 2022 | 0.71% |
| Sep 30, 2022 | 0.76% |
| Jun 30, 2022 | 0.96% |
| Mar 31, 2022 | 0.97% |
| Dec 31, 2021 | 0.89% |
| Sep 30, 2021 | 0.66% |
API Access
OptimumBank Holdings, Inc. Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();