OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Retained Earnings of -$4.7 million for Q1 2026, down 104.22% year-over-year from $112.0 million in Q1 2025, and down 104.2% quarter-over-quarter from $112.6 million in Q4 2025.
OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Retained Earnings for 17 consecutive years, with -$4.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Retained Earnings fell 104.22% year-over-year to -$4.7 million; the TTM figure through Mar 2026 stood at -$4.7 million (down 104.22% YoY), while the FY2025 annual figure was $112.6 million, up 4054.27% from the prior year.
- Retained Earnings slipped to -$4.7 million in Q1 2026 per OPHC's latest filing, from $112.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $112.6 million in Q4 2025 and bottomed at -$24.3 million in Q2 2022.
- Historically, Retained Earnings has averaged $12.1 million across 5 years, with a median of -$4.8 million in 2025.
- Annual changes were most pronounced in 2023 — Retained Earnings sank 217.07% — and 2025, when it soared 4054.27%.
- OptimumBank Holdings' Retained Earnings stood at -$22.1 million in 2022, then jumped by 75.92% to -$5.3 million in 2023, then soared by 46.43% to -$2.8 million in 2024, then jumped by 4054.27% to $112.6 million in 2025, then plunged by 104.2% to -$4.7 million in 2026.
- Business Quant data shows OPHC's Retained Earnings at -$4.7 million in Q1 2026, $112.6 million in Q4 2025, and -$4.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.25 Bn | -81.06 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.39 Bn | 56.71 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.73 Bn | 61.73 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.91 Bn | 26.19 Bn | - | 25.65 Bn |
| 10 | OptimumBank Holdings | 111.48 Mn | -34.76 Mn | - | 113.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 113.83 Mn |
| Mar 31, 2026 | -4.73 Mn |
| Dec 31, 2025 | 112.58 Mn |
| Sep 30, 2025 | -4.75 Mn |
| Jun 30, 2025 | 4.63 Mn |
| Mar 31, 2025 | 112.02 Mn |
| Dec 31, 2024 | -2.85 Mn |
| Sep 30, 2024 | -4.49 Mn |
| Jun 30, 2024 | 102.42 Mn |
| Mar 31, 2024 | -5.70 Mn |
| Dec 31, 2023 | -5.32 Mn |
| Sep 30, 2023 | -18.52 Mn |
| Jun 30, 2023 | -19.79 Mn |
| Mar 31, 2023 | -5.29 Mn |
| Dec 31, 2022 | -22.07 Mn |
| Sep 30, 2022 | -5.84 Mn |
| Jun 30, 2022 | -24.30 Mn |
| Mar 31, 2022 | -2.71 Mn |
| Dec 31, 2021 | -26.10 Mn |
| Sep 30, 2021 | -30.68 Mn |