OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026)
OptimumBank Holdings (OPHC) reported Retained Earnings of -$4.7 million for Q1 2026, down 562.46% year-over-year from $1.0 million in Q1 2025, and down 2.91% quarter-over-quarter from -$4.6 million in Q4 2025.
OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has 17 years of Retained Earnings data on file, last reported at -$4.7 million in Q1 2026.
- Retained Earnings for Q1 2026 came in at -$4.7 million, down 562.46% year-over-year; the trailing twelve-month figure through Mar 2026 was -$4.7 million (down 562.46% YoY), and the FY2025 annual result was -$4.6 million, down 61.47% from the prior year.
- Retained Earnings declined to -$4.7 million in Q1 2026 per OPHC's latest filing, from -$4.6 million in the prior quarter.
- Over five years, Retained Earnings peaked at $4.6 million in Q2 2025 and troughed at -$25.2 million in Q1 2022.
- A 5-year average of -$9.5 million and a median of -$5.8 million in 2022 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings sank 4039.01% in 2022, then soared 145.8% in 2025.
- A 5-year view of Retained Earnings shows it stood at -$5.8 million in 2022, then slumped by 174.13% to -$16.0 million in 2023, then jumped by 82.17% to -$2.8 million in 2024, then sank by 61.47% to -$4.6 million in 2025, then decreased by 2.91% to -$4.7 million in 2026.
- Business Quant data shows OPHC's Retained Earnings at -$4.7 million in Q1 2026, -$4.6 million in Q4 2025, and -$4.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 120.93 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -8.57 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 43.56 Bn |
| 10 | OptimumBank Holdings | 66.34 Mn | -73.68 Mn | - | -4.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.73 Mn |
| Dec 31, 2025 | -4.60 Mn |
| Sep 30, 2025 | -4.75 Mn |
| Jun 30, 2025 | 4.63 Mn |
| Mar 31, 2025 | 1.02 Mn |
| Dec 31, 2024 | -2.85 Mn |
| Sep 30, 2024 | -4.49 Mn |
| Jun 30, 2024 | -10.10 Mn |
| Mar 31, 2024 | -13.59 Mn |
| Dec 31, 2023 | -15.97 Mn |
| Sep 30, 2023 | -18.52 Mn |
| Jun 30, 2023 | -5.58 Mn |
| Mar 31, 2023 | -21.10 Mn |
| Dec 31, 2022 | -5.83 Mn |
| Sep 30, 2022 | -5.84 Mn |
| Jun 30, 2022 | -24.30 Mn |
| Mar 31, 2022 | -25.24 Mn |
| Dec 31, 2021 | -26.10 Mn |
| Sep 30, 2021 | -30.68 Mn |
| Jun 30, 2021 | -587,000.00 |