OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026)
OptimumBank Holdings (OPHC) reported Retained Earnings of -$4.7 million for Q1 2026, down 562.46% year-over-year from $1.0 million in Q1 2025, and down 2.91% on a QoQ basis from -$4.6 million in Q4 2025.
OptimumBank Holdings (OPHC) has 17 years of Retained Earnings data on file, last reported at -$4.7 million in Q1 2026.
- Quarterly Retained Earnings fell 562.46% year-over-year to -$4.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$4.7 million (down 562.46% YoY) and the FY2025 annual result came in at -$4.6 million, down 61.47% from the prior year.
- Retained Earnings fell to -$4.7 million in Q1 2026 per OPHC's latest filing, from -$4.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $4.6 million in Q2 2025 and bottomed at -$25.2 million in Q1 2022.
- The 5-year median for Retained Earnings is -$5.8 million (2022), against an average of -$9.5 million.
- The widest annual swing landed in 2022, when Retained Earnings tumbled 4039.01%; it then jumped 145.8% in 2025.
- Tracing OPHC's Retained Earnings over 5 years: stood at -$5.8 million in 2022, then plunged by 174.13% to -$16.0 million in 2023, then surged by 82.17% to -$2.8 million in 2024, then tumbled by 61.47% to -$4.6 million in 2025, then fell by 2.91% to -$4.7 million in 2026.
- Per Business Quant, the three latest OPHC Retained Earnings figures stand at -$4.7 million (Q1 2026), -$4.6 million (Q4 2025), and -$4.8 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | 8.37 Bn |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 120.93 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | -8.57 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 37.09 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 31.74 Bn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 64.26 Bn |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | -4.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.73 Mn |
| Dec 31, 2025 | -4.60 Mn |
| Sep 30, 2025 | -4.75 Mn |
| Jun 30, 2025 | 4.63 Mn |
| Mar 31, 2025 | 1.02 Mn |
| Dec 31, 2024 | -2.85 Mn |
| Sep 30, 2024 | -4.49 Mn |
| Jun 30, 2024 | -10.10 Mn |
| Mar 31, 2024 | -13.59 Mn |
| Dec 31, 2023 | -15.97 Mn |
| Sep 30, 2023 | -18.52 Mn |
| Jun 30, 2023 | -5.58 Mn |
| Mar 31, 2023 | -21.10 Mn |
| Dec 31, 2022 | -5.83 Mn |
| Sep 30, 2022 | -5.84 Mn |
| Jun 30, 2022 | -24.30 Mn |
| Mar 31, 2022 | -25.24 Mn |
| Dec 31, 2021 | -26.10 Mn |
| Sep 30, 2021 | -30.68 Mn |
| Jun 30, 2021 | -587,000.00 |
| Mar 31, 2021 | -969,000.00 |
| Dec 31, 2020 | -32.39 Mn |
| Sep 30, 2020 | -32.76 Mn |
| Jun 30, 2020 | -119,000.00 |
| Mar 31, 2020 | -152,000.00 |
| Dec 31, 2019 | -31.61 Mn |
| Sep 30, 2019 | -31.37 Mn |
| Jun 30, 2019 | -31.09 Mn |
| Mar 31, 2019 | -313,000.00 |
| Dec 31, 2018 | -330,000.00 |
| Sep 30, 2018 | -352,000.00 |
| Jun 30, 2018 | -29.69 Mn |
| Mar 31, 2018 | -297,000.00 |
| Dec 31, 2017 | -31.31 Mn |
| Sep 30, 2017 | -31.23 Mn |
| Jun 30, 2017 | -31.17 Mn |
| Mar 31, 2017 | -236,000.00 |
| Dec 31, 2016 | -30.72 Mn |
| Sep 30, 2016 | -90,000.00 |
| Jun 30, 2016 | -30.65 Mn |
| Dec 31, 2015 | -30.32 Mn |
| Sep 30, 2015 | -30.29 Mn |
| Mar 31, 2015 | -30.34 Mn |
| Dec 31, 2014 | 83,000.00 |
| Sep 30, 2014 | 198,000.00 |
| Jun 30, 2014 | 255,000.00 |
| Mar 31, 2014 | 129,000.00 |
| Dec 31, 2013 | 4,000.00 |
| Jun 30, 2013 | -29.10 Mn |
| Mar 31, 2013 | 195,000.00 |
| Dec 31, 2012 | 226,000.00 |
| Sep 30, 2012 | -22.37 Mn |
| Jun 30, 2012 | -500,000.00 |
| Mar 31, 2012 | -20.57 Mn |
| Dec 31, 2011 | -19.99 Mn |
| Sep 30, 2011 | -19.93 Mn |
| Jun 30, 2011 | -875,000.00 |
| Dec 31, 2010 | -16.24 Mn |