OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Retained Earnings came in at $113.8 million in Q2 2026, up 1.63% year-over-year from $112.0 million in Q2 2025, and up 0.74% quarter-over-quarter from $113.0 million in Q1 2026.
Powered by 
Analysis
OptimumBank Holdings (OPHC) Retained Earnings (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Retained Earnings for 17 consecutive years, with $113.8 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Retained Earnings rose 1.63% year-over-year to $113.8 million in Q2 2026; TTM through Jun 2026 was $113.8 million, a 1.63% increase from a year earlier, with the FY2025 full-year figure at $112.6 million, up 0.98% from the prior year.
- Retained Earnings was $113.8 million for Q2 2026 at OptimumBank Holdings, up from $113.0 million in the prior quarter.
- Over five years, Retained Earnings peaked at $113.8 million in Q2 2026 and troughed at $77.2 million in Q1 2022.
- A 5-year average of $99.2 million and a median of $102.3 million in 2024 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings surged 42.17% in 2022 and increased 0.87% in 2026, its largest moves.
- Over 5 years, Retained Earnings stood at $90.4 million in 2022, then climbed by 0.9% to $91.2 million in 2023, then gained by 22.21% to $111.5 million in 2024, then rose by 0.98% to $112.6 million in 2025, then advanced by 1.11% to $113.8 million in 2026.
- The last three Retained Earnings figures came in at $113.8 million (Q2 2026), $113.0 million (Q1 2026), and $112.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 661.60 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 31.62 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 25.65 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 22.04 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 25.15 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 22.52 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 10.84 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 15.87 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 20.35 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 113.83 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 113.83 Mn |
| Mar 31, 2026 | 112.99 Mn |
| Dec 31, 2025 | 112.58 Mn |
| Sep 30, 2025 | 112.57 Mn |
| Jun 30, 2025 | 112.01 Mn |
| Mar 31, 2025 | 112.02 Mn |
| Dec 31, 2024 | 111.49 Mn |
| Sep 30, 2024 | 103.88 Mn |
| Jun 30, 2024 | 102.42 Mn |
| Mar 31, 2024 | 102.24 Mn |
| Dec 31, 2023 | 91.22 Mn |
| Sep 30, 2023 | 91.22 Mn |
| Jun 30, 2023 | 91.22 Mn |
| Mar 31, 2023 | 91.22 Mn |
| Dec 31, 2022 | 90.41 Mn |
| Sep 30, 2022 | 80.60 Mn |
| Jun 30, 2022 | 77.30 Mn |
| Mar 31, 2022 | 77.20 Mn |
| Dec 31, 2021 | 65.19 Mn |
| Sep 30, 2021 | 64.15 Mn |
API Access
OptimumBank Holdings Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();