OptimumBank Holdings (OPHC) Net Cash Flow (2010 - 2026)
OptimumBank Holdings (OPHC) reported Net Cash Flow of $25.5 million for Q1 2026, down 48.91% year-over-year from $49.8 million in Q1 2025, and up 121.12% on a QoQ basis from -$120.5 million in Q4 2025.
OptimumBank Holdings (OPHC) has 17 years of Net Cash Flow data on file, last reported at $25.5 million in Q1 2026.
- Quarterly Net Cash Flow fell 48.91% year-over-year to $25.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$3.4 million (up 55.04% YoY) and the FY2025 annual result came in at $20.9 million, up 23.35% from the prior year.
- Net Cash Flow grew to $25.5 million in Q1 2026 per OPHC's latest filing, from -$120.5 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $74.4 million in Q1 2024 and bottomed at -$120.5 million in Q4 2025.
- The 5-year median for Net Cash Flow is $13.2 million (2022), against an average of $4.8 million.
- The widest annual swing landed in 2022, when Net Cash Flow jumped 1514.12%; it then plunged 1296.78% in 2023.
- Tracing OPHC's Net Cash Flow over 5 years: stood at -$2.0 million in 2022, then sank by 1296.78% to -$27.3 million in 2023, then tumbled by 38.9% to -$38.0 million in 2024, then tumbled by 217.44% to -$120.5 million in 2025, then soared by 121.12% to $25.5 million in 2026.
- Per Business Quant, the three latest OPHC Net Cash Flow figures stand at $25.5 million (Q1 2026), -$120.5 million (Q4 2025), and $53.3 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -1.18 Mn |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 12.35 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 10.88 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -511.13 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | -8.01 Bn |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 25.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.46 Mn |
| Mar 31, 2026 | 25.46 Mn |
| Dec 31, 2025 | -120.53 Mn |
| Dec 31, 2025 | -120.53 Mn |
| Sep 30, 2025 | 53.33 Mn |
| Sep 30, 2025 | 53.33 Mn |
| Jun 30, 2025 | 38.30 Mn |
| Jun 30, 2025 | 38.30 Mn |
| Mar 31, 2025 | 49.83 Mn |
| Mar 31, 2025 | 49.83 Mn |
| Dec 31, 2024 | -37.97 Mn |
| Dec 31, 2024 | -37.97 Mn |
| Sep 30, 2024 | 27.54 Mn |
| Sep 30, 2024 | 27.54 Mn |
| Jun 30, 2024 | -47.05 Mn |
| Jun 30, 2024 | -47.05 Mn |
| Mar 31, 2024 | 74.44 Mn |
| Mar 31, 2024 | 74.44 Mn |
| Dec 31, 2023 | -27.34 Mn |
| Dec 31, 2023 | -27.34 Mn |
| Sep 30, 2023 | 25.63 Mn |
| Sep 30, 2023 | 25.63 Mn |
| Jun 30, 2023 | -8.29 Mn |
| Jun 30, 2023 | -8.29 Mn |
| Mar 31, 2023 | 14.82 Mn |
| Mar 31, 2023 | 14.82 Mn |
| Dec 31, 2022 | -1.96 Mn |
| Dec 31, 2022 | -1.96 Mn |
| Sep 30, 2022 | -3.48 Mn |
| Sep 30, 2022 | -3.48 Mn |
| Jun 30, 2022 | 5.08 Mn |
| Jun 30, 2022 | 5.08 Mn |
| Mar 31, 2022 | 13.22 Mn |
| Mar 31, 2022 | 13.22 Mn |
| Dec 31, 2021 | -24.61 Mn |
| Dec 31, 2021 | -24.61 Mn |
| Sep 30, 2021 | 9.44 Mn |
| Sep 30, 2021 | 9.44 Mn |
| Jun 30, 2021 | 20.45 Mn |
| Jun 30, 2021 | 20.45 Mn |
| Mar 31, 2021 | -935,000.00 |
| Mar 31, 2021 | -935,000.00 |
| Dec 31, 2020 | 9.36 Mn |
| Dec 31, 2020 | 9.36 Mn |
| Sep 30, 2020 | 15.32 Mn |
| Sep 30, 2020 | 15.32 Mn |
| Jun 30, 2020 | 11.06 Mn |
| Jun 30, 2020 | 11.06 Mn |
| Mar 31, 2020 | 9.95 Mn |
| Mar 31, 2020 | 9.95 Mn |
| Dec 31, 2019 | 534,000.00 |
| Dec 31, 2019 | 534,000.00 |
| Sep 30, 2019 | -3.92 Mn |
| Sep 30, 2019 | -3.92 Mn |
| Jun 30, 2019 | -1.24 Mn |
| Jun 30, 2019 | -1.24 Mn |
| Mar 31, 2019 | 5.58 Mn |
| Mar 31, 2019 | 5.58 Mn |
| Dec 31, 2018 | 1.94 Mn |
| Dec 31, 2018 | 1.94 Mn |
| Sep 30, 2018 | 1.72 Mn |
| Sep 30, 2018 | 1.72 Mn |
| Jun 30, 2018 | 186,000.00 |
| Jun 30, 2018 | 186,000.00 |
| Mar 31, 2018 | -7.52 Mn |
| Mar 31, 2018 | -7.52 Mn |
| Dec 31, 2017 | -6.85 Mn |
| Dec 31, 2017 | -6.85 Mn |
| Sep 30, 2017 | -1.22 Mn |
| Sep 30, 2017 | -1.22 Mn |
| Jun 30, 2017 | 1.96 Mn |
| Jun 30, 2017 | 1.96 Mn |
| Mar 31, 2017 | 141,000.00 |
| Mar 31, 2017 | 141,000.00 |
| Dec 31, 2016 | 6.20 Mn |
| Dec 31, 2016 | 6.20 Mn |
| Sep 30, 2016 | -2.22 Mn |
| Sep 30, 2016 | -2.22 Mn |
| Jun 30, 2016 | 1.77 Mn |
| Jun 30, 2016 | 1.77 Mn |
| Mar 31, 2016 | 1.53 Mn |
| Mar 31, 2016 | 1.53 Mn |
| Dec 31, 2015 | 2.09 Mn |
| Dec 31, 2015 | 2.09 Mn |
| Sep 30, 2015 | -6.78 Mn |
| Sep 30, 2015 | -6.78 Mn |
| Jun 30, 2015 | 2.27 Mn |
| Jun 30, 2015 | 2.27 Mn |
| Mar 31, 2015 | 716,000.00 |
| Mar 31, 2015 | 716,000.00 |
| Dec 31, 2014 | 3.31 Mn |
| Dec 31, 2014 | 3.31 Mn |
| Sep 30, 2014 | -4.66 Mn |
| Sep 30, 2014 | -4.66 Mn |
| Jun 30, 2014 | 1.85 Mn |
| Jun 30, 2014 | 1.85 Mn |
| Mar 31, 2014 | -2.30 Mn |
| Mar 31, 2014 | -2.30 Mn |
| Dec 31, 2013 | 4.69 Mn |
| Dec 31, 2013 | 4.69 Mn |
| Sep 30, 2013 | -8.47 Mn |
| Sep 30, 2013 | -8.47 Mn |
| Jun 30, 2013 | 1.72 Mn |
| Jun 30, 2013 | 1.72 Mn |
| Mar 31, 2013 | -7.67 Mn |
| Mar 31, 2013 | -7.67 Mn |
| Dec 31, 2012 | -3.76 Mn |
| Dec 31, 2012 | -3.76 Mn |
| Sep 30, 2012 | -686,000.00 |
| Sep 30, 2012 | -686,000.00 |
| Jun 30, 2012 | 3.96 Mn |
| Jun 30, 2012 | 3.96 Mn |
| Mar 31, 2012 | 1.32 Mn |
| Mar 31, 2012 | 1.32 Mn |
| Dec 31, 2011 | 2.08 Mn |
| Dec 31, 2011 | 2.08 Mn |
| Sep 30, 2011 | -1.59 Mn |
| Sep 30, 2011 | -1.59 Mn |
| Jun 30, 2011 | 11.33 Mn |
| Jun 30, 2011 | 11.33 Mn |
| Mar 31, 2011 | -3.41 Mn |
| Mar 31, 2011 | -3.41 Mn |
| Dec 31, 2010 | -10.57 Mn |
| Dec 31, 2010 | -10.57 Mn |
| Sep 30, 2010 | -17.00 Mn |
| Sep 30, 2010 | -17.00 Mn |