OptimumBank Holdings (OPHC) Net Cash Flow (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Net Cash Flow of $25.5 million for Q1 2026, down 48.91% year-over-year from $49.8 million in Q1 2025, and up 121.12% quarter-over-quarter from -$120.5 million in Q4 2025.
OptimumBank Holdings (OPHC) Net Cash Flow (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Net Cash Flow for 17 consecutive years, with $25.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow fell 48.91% year-over-year to $25.5 million; the TTM figure through Mar 2026 stood at -$3.4 million (up 55.04% YoY), while the FY2025 annual figure was $20.9 million, up 23.35% from the prior year.
- Net Cash Flow climbed to $25.5 million in Q1 2026 per OPHC's latest filing, from -$120.5 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $74.4 million in Q1 2024 and bottomed at -$120.5 million in Q4 2025.
- Historically, Net Cash Flow has averaged $4.8 million across 5 years, with a median of $13.2 million in 2022.
- Annual changes were most pronounced in 2022 — Net Cash Flow soared 1514.12% — and 2023, when it slumped 1296.78%.
- OptimumBank Holdings' Net Cash Flow stood at -$2.0 million in 2022, then plunged by 1296.78% to -$27.3 million in 2023, then slumped by 38.9% to -$38.0 million in 2024, then slumped by 217.44% to -$120.5 million in 2025, then soared by 121.12% to $25.5 million in 2026.
- Business Quant data shows OPHC's Net Cash Flow at $25.5 million in Q1 2026, -$120.5 million in Q4 2025, and $53.3 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 6.22 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.22 Mn |
| Jun 30, 2026 | 6.22 Mn |
| Mar 31, 2026 | 25.46 Mn |
| Mar 31, 2026 | 25.46 Mn |
| Dec 31, 2025 | -120.53 Mn |
| Dec 31, 2025 | -120.53 Mn |
| Sep 30, 2025 | 53.33 Mn |
| Sep 30, 2025 | 53.33 Mn |
| Jun 30, 2025 | 38.30 Mn |
| Jun 30, 2025 | 38.30 Mn |
| Mar 31, 2025 | 49.83 Mn |
| Mar 31, 2025 | 49.83 Mn |
| Dec 31, 2024 | -37.97 Mn |
| Dec 31, 2024 | -37.97 Mn |
| Sep 30, 2024 | 27.54 Mn |
| Sep 30, 2024 | 27.54 Mn |
| Jun 30, 2024 | -47.05 Mn |
| Jun 30, 2024 | -47.05 Mn |
| Mar 31, 2024 | 74.44 Mn |
| Mar 31, 2024 | 74.44 Mn |