OptimumBank Holdings, Inc. (OPHC) Interest income - Loans (2010 - 2026)
OptimumBank Holdings (OPHC) posted Interest income - Loans of $20.39 million for Q2 2026, up 45.3% from $14.03 million a year earlier and up 12.5% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest income - Loans (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest income - Loans at OptimumBank Holdings was $68.02 million, up 23.9% year-over-year; for FY2025, it came in at $57.15 million, up 9.8% from FY2024.
- Annual Interest income - Loans has increased for seven consecutive years, with a five-year compound annual growth rate of 54.9% (FY2020 to FY2025).
- In prior years, OptimumBank Holdings' Interest income - Loans was $52.05 million in FY2024 (+63.9%), $31.76 million in FY2023 (+76.9%), $17.95 million in FY2022 (+84.0%) and $9.76 million in FY2021 (+52.1%).
- The Q2 2026 figure stands as the highest quarterly Interest income - Loans in data going back to Q2 2010.
- On a year-over-year basis, Interest income - Loans has increased in each of the last 30 quarters, with growth averaging 28.3% over the last eight quarters.
- Across the past five years, year-over-year growth in Interest income - Loans ran from 3.6% in Q3 2025 to 101.9% in Q1 2023.
- According to Business Quant data, Interest income - Loans for the three prior quarters was $18.11 million (Q1 2026), $15.44 million (Q4 2025) and $14.08 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.39 Mn |
| Mar 31, 2026 | 18.11 Mn |
| Dec 31, 2025 | 15.44 Mn |
| Sep 30, 2025 | 14.08 Mn |
| Jun 30, 2025 | 14.03 Mn |
| Mar 31, 2025 | 13.60 Mn |
| Dec 31, 2024 | 13.68 Mn |
| Sep 30, 2024 | 13.59 Mn |
| Jun 30, 2024 | 12.95 Mn |
| Mar 31, 2024 | 11.84 Mn |
| Dec 31, 2023 | 9.92 Mn |
| Sep 30, 2023 | 8.00 Mn |
| Jun 30, 2023 | 7.25 Mn |
| Mar 31, 2023 | 6.59 Mn |
| Dec 31, 2022 | 5.93 Mn |
| Sep 30, 2022 | 5.00 Mn |
| Jun 30, 2022 | 3.76 Mn |
| Mar 31, 2022 | 3.26 Mn |
| Dec 31, 2021 | 2.94 Mn |
| Sep 30, 2021 | 2.80 Mn |
API Access
OptimumBank Holdings, Inc. Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();