OptimumBank Holdings (OPHC) Interest income - Loans (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Interest income - Loans came in at $20.4 million in Q2 2026, up 45.34% year-over-year from $14.0 million in Q2 2025, and up 12.54% quarter-over-quarter from $18.1 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Interest income - Loans (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest income - Loans for 17 consecutive years, with $20.4 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest income - Loans rose 45.34% year-over-year to $20.4 million in Q2 2026; TTM through Jun 2026 was $68.0 million, a 23.91% increase from a year earlier, with the FY2025 full-year figure at $57.1 million, up 9.79% from the prior year.
- Interest income - Loans was $20.4 million for Q2 2026 at OptimumBank Holdings, up from $18.1 million in the prior quarter.
- Over five years, Interest income - Loans peaked at $20.4 million in Q2 2026 and troughed at $3.3 million in Q1 2022.
- A 5-year average of $11.0 million and a median of $12.4 million in 2024 frame the typical range for Interest income - Loans.
- Across the five-year window, Interest income - Loans surged 101.93% in 2023 and increased 3.64% in 2025, its largest moves.
- Over 5 years, Interest income - Loans stood at $5.9 million in 2022, then surged by 67.46% to $9.9 million in 2023, then surged by 37.87% to $13.7 million in 2024, then rose by 12.85% to $15.4 million in 2025, then jumped by 32.06% to $20.4 million in 2026.
- The last three Interest income - Loans figures came in at $20.4 million (Q2 2026), $18.1 million (Q1 2026), and $15.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.66 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.61 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.07 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.77 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.35 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.46 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.25 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 20.39 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.39 Mn |
| Mar 31, 2026 | 18.11 Mn |
| Dec 31, 2025 | 15.44 Mn |
| Sep 30, 2025 | 14.08 Mn |
| Jun 30, 2025 | 14.03 Mn |
| Mar 31, 2025 | 13.60 Mn |
| Dec 31, 2024 | 13.68 Mn |
| Sep 30, 2024 | 13.59 Mn |
| Jun 30, 2024 | 12.95 Mn |
| Mar 31, 2024 | 11.84 Mn |
| Dec 31, 2023 | 9.92 Mn |
| Sep 30, 2023 | 8.00 Mn |
| Jun 30, 2023 | 7.25 Mn |
| Mar 31, 2023 | 6.59 Mn |
| Dec 31, 2022 | 5.93 Mn |
| Sep 30, 2022 | 5.00 Mn |
| Jun 30, 2022 | 3.76 Mn |
| Mar 31, 2022 | 3.26 Mn |
| Dec 31, 2021 | 2.94 Mn |
| Sep 30, 2021 | 2.80 Mn |
API Access
OptimumBank Holdings Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();