OptimumBank Holdings OPHC
NYSE OPHC
$9.30 +0.08 (+0.87%)
At close: Aug 21, 2026 · 4:00 PM EDT

OptimumBank Holdings (OPHC) Interest income - Loans (2010 - 2026)

OptimumBank Holdings (OPHC) posted quarterly Interest income - Loans of $18.1 million for Q1 2026, up 33.18% year-over-year from $13.6 million in Q1 2025, and up 17.34% quarter-over-quarter from $15.4 million in Q4 2025.

OptimumBank Holdings (OPHC) Interest income - Loans (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has reported Interest income - Loans for 17 consecutive years, with $18.1 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest income - Loans rose 33.18% year-over-year to $18.1 million; the TTM figure through Mar 2026 stood at $61.7 million (up 14.57% YoY), while the FY2025 annual figure was $57.1 million, up 9.79% from the prior year.
  • Interest income - Loans advanced to $18.1 million in Q1 2026 per OPHC's latest filing, from $15.4 million in the prior quarter.
  • Across five years, Interest income - Loans topped out at $18.1 million in Q1 2026 and bottomed at $3.3 million in Q1 2022.
  • Historically, Interest income - Loans has averaged $10.4 million across 5 years, with a median of $11.8 million in 2024.
  • Annual changes were most pronounced in 2023 — Interest income - Loans soared 101.93% — and 2025, when it rose 3.64%.
  • OptimumBank Holdings' Interest income - Loans stood at $5.9 million in 2022, then jumped by 67.46% to $9.9 million in 2023, then jumped by 37.87% to $13.7 million in 2024, then advanced by 12.85% to $15.4 million in 2025, then gained by 17.34% to $18.1 million in 2026.
  • Business Quant data shows OPHC's Interest income - Loans at $18.1 million in Q1 2026, $15.4 million in Q4 2025, and $14.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 4.99 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 5.73 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 4.66 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 2.61 Bn
10 OptimumBank Holdings 112.44 Mn -33.80 Mn - 20.39 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 20.39 Mn
Mar 31, 2026 18.11 Mn
Dec 31, 2025 15.44 Mn
Sep 30, 2025 14.08 Mn
Jun 30, 2025 14.03 Mn
Mar 31, 2025 13.60 Mn
Dec 31, 2024 13.68 Mn
Sep 30, 2024 13.59 Mn
Jun 30, 2024 12.95 Mn
Mar 31, 2024 11.84 Mn
Dec 31, 2023 9.92 Mn
Sep 30, 2023 8.00 Mn
Jun 30, 2023 7.25 Mn
Mar 31, 2023 6.59 Mn
Dec 31, 2022 5.93 Mn
Sep 30, 2022 5.00 Mn
Jun 30, 2022 3.76 Mn
Mar 31, 2022 3.26 Mn
Dec 31, 2021 2.94 Mn
Sep 30, 2021 2.80 Mn