OptimumBank Holdings, Inc. (OPHC) Interest Deposits (2010 - 2026)
OptimumBank Holdings (OPHC) recorded Interest Deposits of $131.6 million in Q2 2026, down 23.9% from $172.92 million a year earlier but up 5.3% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest Deposits (2010 - 2026) Analysis & Trends
At the end of FY2025, OptimumBank Holdings reported Interest Deposits of $105.21 million, up 32.1% from FY2024.
- Annual Interest Deposits has increased for seven straight years, with a five-year compound annual growth rate of 29.3% (FY2020 to FY2025).
- Across earlier years, Interest Deposits came in at $79.65 million in FY2024 (+27.1%), $62.65 million in FY2023 (+20.4%), $52.05 million in FY2022 (+14.9%) and $45.29 million in FY2021 (+55.6%).
- Quarterly Interest Deposits has ranged from $45.29 million in Q4 2021 to $225.82 million in Q3 2025 over the past five years.
- On a year-over-year basis, Interest Deposits rose in five of the last eight quarters, with growth averaging 28.9%.
- Peak year-over-year performance for Interest Deposits in the last five years was growth of 245.4% in Q3 2021, against a decline of 25.4% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $124.94 million (Q1 2026), $105.21 million (Q4 2025) and $225.82 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 131.60 Mn |
| Mar 31, 2026 | 124.94 Mn |
| Dec 31, 2025 | 105.21 Mn |
| Sep 30, 2025 | 225.82 Mn |
| Jun 30, 2025 | 172.92 Mn |
| Mar 31, 2025 | 129.91 Mn |
| Dec 31, 2024 | 79.65 Mn |
| Sep 30, 2024 | 116.24 Mn |
| Jun 30, 2024 | 92.13 Mn |
| Mar 31, 2024 | 137.07 Mn |
| Dec 31, 2023 | 62.65 Mn |
| Sep 30, 2023 | 94.44 Mn |
| Jun 30, 2023 | 66.52 Mn |
| Mar 31, 2023 | 65.97 Mn |
| Dec 31, 2022 | 52.05 Mn |
| Sep 30, 2022 | 50.00 Mn |
| Jun 30, 2022 | 59.60 Mn |
| Mar 31, 2022 | 57.50 Mn |
| Dec 31, 2021 | 45.29 Mn |
| Sep 30, 2021 | 67.02 Mn |
API Access
OptimumBank Holdings, Inc. Interest Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-deposits", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();