OptimumBank Holdings (OPHC) Interest Deposits (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Interest Deposits came in at $131.6 million in Q2 2026, down 23.9% year-over-year from $172.9 million in Q2 2025, and up 5.33% quarter-over-quarter from $124.9 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Interest Deposits (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Deposits for 17 consecutive years, with $131.6 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Deposits fell 23.9% year-over-year to $131.6 million in Q2 2026; TTM through Jun 2026 was $131.6 million, a 23.9% decrease from a year earlier, with the FY2025 full-year figure at $105.2 million, up 32.09% from the prior year.
- Interest Deposits was $131.6 million for Q2 2026 at OptimumBank Holdings, up from $124.9 million in the prior quarter.
- Over five years, Interest Deposits peaked at $225.8 million in Q3 2025 and troughed at $50.0 million in Q3 2022.
- A 5-year average of $101.3 million and a median of $93.3 million in 2023 frame the typical range for Interest Deposits.
- Across the five-year window, Interest Deposits slipped 25.39% in 2022 and jumped 107.79% in 2024, its largest moves.
- Over 5 years, Interest Deposits stood at $52.0 million in 2022, then climbed by 20.38% to $62.7 million in 2023, then climbed by 27.12% to $79.6 million in 2024, then jumped by 32.09% to $105.2 million in 2025, then climbed by 25.08% to $131.6 million in 2026.
- The last three Interest Deposits figures came in at $131.6 million (Q2 2026), $124.9 million (Q1 2026), and $105.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.58 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 15.50 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 12.71 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.11 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 6.75 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 21.13 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 131.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 131.60 Mn |
| Mar 31, 2026 | 124.94 Mn |
| Dec 31, 2025 | 105.21 Mn |
| Sep 30, 2025 | 225.82 Mn |
| Jun 30, 2025 | 172.92 Mn |
| Mar 31, 2025 | 129.91 Mn |
| Dec 31, 2024 | 79.65 Mn |
| Sep 30, 2024 | 116.24 Mn |
| Jun 30, 2024 | 92.13 Mn |
| Mar 31, 2024 | 137.07 Mn |
| Dec 31, 2023 | 62.65 Mn |
| Sep 30, 2023 | 94.44 Mn |
| Jun 30, 2023 | 66.52 Mn |
| Mar 31, 2023 | 65.97 Mn |
| Dec 31, 2022 | 52.05 Mn |
| Sep 30, 2022 | 50.00 Mn |
| Jun 30, 2022 | 59.60 Mn |
| Mar 31, 2022 | 57.50 Mn |
| Dec 31, 2021 | 45.29 Mn |
| Sep 30, 2021 | 67.02 Mn |
API Access
OptimumBank Holdings Interest Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-deposits", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();