Royal Bank Of Canada (RY) Interest Deposits (2009 - 2026)
Royal Bank Of Canada's Interest Deposits was $36.17 billion in fiscal Q3 2026 (quarter ended Jul 31, 2026), down 31.8% from $53 billion a year earlier but up 45.2% from the prior quarter.
Royal Bank Of Canada (RY) Interest Deposits (2009 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), Interest Deposits at Royal Bank Of Canada came in at $35.97 billion, down 25.9% from FY2024.
- Interest Deposits has now declined for three consecutive fiscal years, though with a five-year compound annual growth rate of 4.4% (FY2020 to FY2025).
- In earlier fiscal years, Interest Deposits was $48.52 billion in FY2024 (-8.0%), $52.72 billion in FY2023 (-37.2%), $83.97 billion in FY2022 (+32.6%) and $63.33 billion in FY2021 (+118.2%).
- Quarterly Interest Deposits has moved between $24.91 billion (fiscal Q2 2026) and $81.32 billion (fiscal Q4 2022) over five years.
- Compared with a year earlier, Interest Deposits was higher in three of the last eight quarters, with an average decline of 4.1%.
- The best year-over-year quarter for Interest Deposits over five years was fiscal Q4 2021 (growth of 114.7%); the worst was fiscal Q2 2024 (a decline of 53.1%).
- Per Business Quant data, RY's Interest Deposits in the three fiscal quarters before Q3 2026 was $24.91 billion (Q2 2026), $38.24 billion (Q1 2026) and $36.31 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 285.09 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 201.65 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 36.17 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 161.21 Bn |
| 10 | American Express | 205.34 Bn | -2.83 Bn | - | 41.47 Bn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 36.17 Bn |
| Apr 30, 2026 | 24.91 Bn |
| Jan 31, 2026 | 38.24 Bn |
| Oct 31, 2025 | 36.31 Bn |
| Jul 31, 2025 | 53.00 Bn |
| Apr 30, 2025 | 46.36 Bn |
| Jan 31, 2025 | 33.76 Bn |
| Oct 31, 2024 | 48.35 Bn |
| Jul 31, 2024 | 41.93 Bn |
| Apr 30, 2024 | 28.36 Bn |
| Jan 31, 2024 | 45.18 Bn |
| Oct 31, 2023 | 52.43 Bn |
| Jul 31, 2023 | 65.67 Bn |
| Apr 30, 2023 | 60.51 Bn |
| Jan 31, 2023 | 69.32 Bn |
| Oct 31, 2022 | 81.32 Bn |
| Jul 31, 2022 | 76.31 Bn |
| Apr 30, 2022 | 54.34 Bn |
| Jan 31, 2022 | 50.11 Bn |
| Oct 31, 2021 | 63.35 Bn |
Royal Bank Of Canada Interest Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-deposits", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();