OptimumBank Holdings (OPHC) EBT Margin (2014 - 2026)
OptimumBank Holdings (OPHC) reported EBT Margin of 41.39% for Q1 2026, down 736.0% year-over-year from 6.51% in Q1 2025, and down 12.83% on a QoQ basis from 47.48% in Q4 2025.
OptimumBank Holdings (OPHC) has 12 years of EBT Margin data on file, last reported at 41.39% in Q1 2026.
- Quarterly EBT Margin fell 736.0% year-over-year to 41.39% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 43.17% (down 467.0% YoY) and the FY2025 annual result came in at 44.92%, up 7.0% from the prior year.
- EBT Margin eased to 41.39% in Q1 2026 per OPHC's latest filing, from 47.48% in the prior quarter.
- Across five years, EBT Margin topped out at 51.54% in Q4 2024 and bottomed at 18.07% in Q3 2022.
- The 5-year median for EBT Margin is 40.2% (2025), against an average of 37.36%.
- The widest annual swing landed in 2022, when EBT Margin sank 1069 bps; it then jumped 1928 bps in 2024.
- Tracing OPHC's EBT Margin over 5 years: stood at 38.45% in 2022, then rose by 9 bps to 41.83% in 2023, then advanced by 23 bps to 51.54% in 2024, then retreated by 8 bps to 47.48% in 2025, then fell by 13 bps to 41.39% in 2026.
- Per Business Quant, the three latest OPHC EBT Margin figures stand at 41.39% (Q1 2026), 47.48% (Q4 2025), and 43.46% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 41.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 41.39% |
| Dec 31, 2025 | 47.48% |
| Sep 30, 2025 | 43.46% |
| Jun 30, 2025 | 40.20% |
| Mar 31, 2025 | 48.76% |
| Dec 31, 2024 | 51.54% |
| Sep 30, 2024 | 44.01% |
| Jun 30, 2024 | 46.91% |
| Mar 31, 2024 | 35.86% |
| Dec 31, 2023 | 41.83% |
| Sep 30, 2023 | 25.32% |
| Jun 30, 2023 | 27.62% |
| Mar 31, 2023 | 26.71% |
| Dec 31, 2022 | 38.45% |
| Sep 30, 2022 | 18.07% |
| Jun 30, 2022 | 28.03% |
| Mar 31, 2022 | 29.53% |
| Dec 31, 2021 | 36.08% |
| Sep 30, 2021 | 28.76% |
| Jun 30, 2021 | 18.83% |
| Mar 31, 2021 | 18.69% |
| Dec 31, 2020 | 23.31% |
| Sep 30, 2020 | -34.23% |
| Jun 30, 2020 | -29.33% |
| Mar 31, 2020 | -28.81% |
| Dec 31, 2019 | -26.15% |
| Sep 30, 2019 | -37.23% |
| Jun 30, 2019 | -51.19% |
| Mar 31, 2019 | -25.19% |
| Dec 31, 2018 | -80.96% |
| Sep 30, 2018 | -25.16% |
| Jun 30, 2018 | 240.10% |
| Mar 31, 2018 | -37.21% |
| Dec 31, 2016 | -14.01% |
| Sep 30, 2016 | 2.24% |
| Dec 31, 2015 | -3.29% |
| Sep 30, 2015 | -25.09% |
| Dec 31, 2014 | 0.87% |
| Sep 30, 2014 | -7.67% |