OptimumBank Holdings (OPHC) EBT Margin (2014 - 2026)

OptimumBank Holdings (OPHC) has 12 years of EBT Margin data on file, last reported at 41.39% in Q1 2026.

• EBT Margin for Q1 2026 came in at 41.39%, down 736.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 43.17% (down 467.0% YoY), and the FY2025 annual result was 44.92%, up 7.0% from the prior year.
• EBT Margin slipped to 41.39% in Q1 2026 per OPHC's latest filing, from 47.48% in the prior quarter.
• Over five years, EBT Margin peaked at 51.54% in Q4 2024 and troughed at 18.07% in Q3 2022.
• A 5-year average of 37.36% and a median of 40.2% in 2025 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2022 and 2024: EBT Margin tumbled 1069 bps in 2022, then soared 1928 bps in 2024.
• A 5-year view of EBT Margin shows it stood at 38.45% in 2022, then advanced by 9 bps to 41.83% in 2023, then grew by 23 bps to 51.54% in 2024, then slipped by 8 bps to 47.48% in 2025, then decreased by 13 bps to 41.39% in 2026.
• Business Quant data shows OPHC's EBT Margin at 41.39% in Q1 2026, 47.48% in Q4 2025, and 43.46% in Q3 2025.