OptimumBank Holdings OPHC
NYSE OPHC
$8.63 -0.04 (-0.46%)
As of: Oct 21, 2026 · 3:58 PM EDT

OptimumBank Holdings, Inc. (OPHC) EBIT Margin (2014 - 2026)

Updated

OptimumBank Holdings' EBIT Margin came in at 92.33% for Q2 2026, up 7.86 percentage points from 84.47% a year earlier and up 9.11 percentage points from the prior quarter.

Analysis

OptimumBank Holdings, Inc. (OPHC) EBIT Margin (2014 - 2026) Analysis & Trends

Over the trailing twelve months to Jun 30, 2026, OptimumBank Holdings reported EBIT Margin of 87.24%, down 13.65 percentage points year-over-year; for FY2025, it was 89.01%, down 19.27 percentage points from FY2024.

  • EBIT Margin carries a five-year change of +71.26 percentage points (FY2020 to FY2025).
  • Going back by year, EBIT Margin was 108.28% in FY2024 (+32.73 pp), 75.55% in FY2023 (+25.34 pp), 50.21% in FY2022 (+13.95 pp) and 36.27% in FY2021 (+18.52 pp).
  • The Q2 2026 figure represents the highest quarterly EBIT Margin since Q1 2025.
  • Year-over-year, EBIT Margin increased in four of the last eight quarters, with an average year-over-year change of -2.93 percentage points.
  • The fastest year-over-year change in EBIT Margin over five years came in Q2 2024 (a gain of 43.46 percentage points), and the weakest in Q2 2025 (a drop of 27.26 percentage points).
  • Business Quant data shows OPHC's EBIT Margin at 83.22% (Q1 2026), 88.42% (Q4 2025) and 83.93% (Q3 2025) in the three quarters before Q2 2026.
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 92.33%
Mar 31, 2026 83.22%
Dec 31, 2025 88.42%
Sep 30, 2025 83.93%
Jun 30, 2025 84.47%
Mar 31, 2025 101.13%
Dec 31, 2024 113.70%
Sep 30, 2024 107.24%
Jun 30, 2024 111.74%
Mar 31, 2024 99.42%
Dec 31, 2023 91.11%
Sep 30, 2023 69.10%
Jun 30, 2023 68.27%
Mar 31, 2023 69.16%
Dec 31, 2022 81.91%
Sep 30, 2022 41.87%
Jun 30, 2022 34.05%
Mar 31, 2022 35.62%
Dec 31, 2021 43.09%
Sep 30, 2021 35.29%
API Access

OptimumBank Holdings, Inc. EBIT Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEY