OptimumBank Holdings (OPHC) EBIT Margin (2014 - 2026)
OptimumBank Holdings' (OPHC) quarterly EBIT Margin came in at 92.33% in Q2 2026, up 786.0% year-over-year from 10.42% in Q2 2025, and up 10.95% quarter-over-quarter from 83.22% in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) EBIT Margin (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported EBIT Margin for 12 consecutive years, with 92.33% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBIT Margin rose 786.0% year-over-year to 92.33% in Q2 2026; TTM through Jun 2026 was 87.24%, a 1365.0% decrease from a year earlier, with the FY2025 full-year figure at 89.01%, down 1927.0% from the prior year.
- EBIT Margin was 92.33% for Q2 2026 at OptimumBank Holdings, up from 83.22% in the prior quarter.
- Over five years, EBIT Margin peaked at 113.7% in Q4 2024 and troughed at 34.05% in Q2 2022.
- A 5-year average of 80.93% and a median of 84.2% in 2025 frame the typical range for EBIT Margin.
- Across the five-year window, EBIT Margin soared 4346 bps in 2024 and plunged 2726 bps in 2025, its largest moves.
- Over 5 years, EBIT Margin stood at 81.91% in 2022, then grew by 11 bps to 91.11% in 2023, then climbed by 25 bps to 113.7% in 2024, then fell by 22 bps to 88.42% in 2025, then rose by 4 bps to 92.33% in 2026.
- The last three EBIT Margin figures came in at 92.33% (Q2 2026), 83.22% (Q1 2026), and 88.42% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 92.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.33% |
| Mar 31, 2026 | 83.22% |
| Dec 31, 2025 | 88.42% |
| Sep 30, 2025 | 83.93% |
| Jun 30, 2025 | 84.47% |
| Mar 31, 2025 | 101.13% |
| Dec 31, 2024 | 113.70% |
| Sep 30, 2024 | 107.24% |
| Jun 30, 2024 | 111.74% |
| Mar 31, 2024 | 99.42% |
| Dec 31, 2023 | 91.11% |
| Sep 30, 2023 | 69.10% |
| Jun 30, 2023 | 68.27% |
| Mar 31, 2023 | 69.16% |
| Dec 31, 2022 | 81.91% |
| Sep 30, 2022 | 41.87% |
| Jun 30, 2022 | 34.05% |
| Mar 31, 2022 | 35.62% |
| Dec 31, 2021 | 43.09% |
| Sep 30, 2021 | 35.29% |
API Access
OptimumBank Holdings EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();