OptimumBank Holdings (OPHC) EBIT Margin (2014 - 2026)
OptimumBank Holdings (OPHC) reported EBIT Margin of 83.22% for Q1 2026, down 1791.0% year-over-year from 4.92% in Q1 2025, and down 5.89% on a QoQ basis from 88.42% in Q4 2025.
OptimumBank Holdings (OPHC) has 12 years of EBIT Margin data on file, last reported at 83.22% in Q1 2026.
- Quarterly EBIT Margin fell 1791.0% year-over-year to 83.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 84.99% (down 2338.0% YoY) and the FY2025 annual result came in at 9.43%, up 1.0% from the prior year.
- EBIT Margin slipped to 83.22% in Q1 2026 per OPHC's latest filing, from 88.42% in the prior quarter.
- Across five years, EBIT Margin topped out at 113.7% in Q4 2024 and bottomed at 34.05% in Q2 2022.
- The 5-year median for EBIT Margin is 83.93% (2025), against an average of 80.26%.
- The widest annual swing landed in 2024, when EBIT Margin surged 4346 bps; it then sank 2726 bps in 2025.
- Tracing OPHC's EBIT Margin over 5 years: stood at 81.91% in 2022, then climbed by 11 bps to 91.11% in 2023, then advanced by 25 bps to 113.7% in 2024, then declined by 22 bps to 88.42% in 2025, then retreated by 6 bps to 83.22% in 2026.
- Per Business Quant, the three latest OPHC EBIT Margin figures stand at 83.22% (Q1 2026), 88.42% (Q4 2025), and 83.93% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 75.75% |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 83.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 83.22% |
| Dec 31, 2025 | 88.42% |
| Sep 30, 2025 | 83.93% |
| Jun 30, 2025 | 84.47% |
| Mar 31, 2025 | 101.13% |
| Dec 31, 2024 | 113.70% |
| Sep 30, 2024 | 107.24% |
| Jun 30, 2024 | 111.74% |
| Mar 31, 2024 | 99.42% |
| Dec 31, 2023 | 91.11% |
| Sep 30, 2023 | 69.10% |
| Jun 30, 2023 | 68.27% |
| Mar 31, 2023 | 69.16% |
| Dec 31, 2022 | 81.91% |
| Sep 30, 2022 | 41.87% |
| Jun 30, 2022 | 34.05% |
| Mar 31, 2022 | 35.62% |
| Dec 31, 2021 | 43.09% |
| Sep 30, 2021 | 35.29% |
| Jun 30, 2021 | 28.75% |
| Mar 31, 2021 | 33.67% |
| Dec 31, 2020 | 45.48% |
| Sep 30, 2020 | -7.59% |
| Jun 30, 2020 | 10.90% |
| Mar 31, 2020 | 18.62% |
| Dec 31, 2019 | 35.37% |
| Sep 30, 2019 | 34.31% |
| Jun 30, 2019 | 7.50% |
| Mar 31, 2019 | 32.44% |
| Dec 31, 2018 | -31.42% |
| Sep 30, 2018 | 15.07% |
| Jun 30, 2018 | 276.04% |
| Mar 31, 2018 | -3.26% |
| Dec 31, 2016 | 28.82% |
| Sep 30, 2016 | 29.94% |
| Dec 31, 2015 | 19.52% |
| Sep 30, 2015 | -4.76% |
| Dec 31, 2014 | 17.89% |
| Sep 30, 2014 | 13.40% |