OptimumBank Holdings (OPHC) Change in Net Loans (2010 - 2026)
OptimumBank Holdings (OPHC) reported Change in Net Loans of -$131.9 million for Q1 2026, down 3460.75% year-over-year from $3.9 million in Q1 2025, and down 347.02% quarter-over-quarter from -$29.5 million in Q3 2025.
OptimumBank Holdings (OPHC) Change in Net Loans (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has 10 years of Change in Net Loans data on file, last reported at -$131.9 million in Q1 2026.
- Change in Net Loans for Q1 2026 came in at -$131.9 million, down 3460.75% year-over-year; the trailing twelve-month figure through Mar 2026 was -$141.8 million (down 48.71% YoY), and the FY2018 annual result was -$7.4 million, down 183.55% from the prior year.
- Change in Net Loans retreated to -$131.9 million in Q1 2026 per OPHC's latest filing, from -$29.5 million in the prior quarter.
- Over five years, Change in Net Loans peaked at $15.7 million in Q2 2025 and troughed at -$131.9 million in Q1 2026.
- A 3-year average of -$34.4 million and a median of -$17.2 million in 2024 frame the typical range for Change in Net Loans.
- The sharpest annual moves came in 2025 and 2026: Change in Net Loans surged 372.6% in 2025, then sank 3460.75% in 2026.
- A 3-year view of Change in Net Loans shows it stood at -$17.2 million in 2024, then slumped by 71.7% to -$29.5 million in 2025, then slumped by 347.02% to -$131.9 million in 2026.
- Business Quant data shows OPHC's Change in Net Loans at -$131.9 million in Q1 2026, -$29.5 million in Q3 2025, and $15.7 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | OptimumBank Holdings | 66.34 Mn | -73.68 Mn | - | -131.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -131.94 Mn |
| Sep 30, 2025 | -29.52 Mn |
| Jun 30, 2025 | 15.74 Mn |
| Mar 31, 2025 | 3.93 Mn |
| Sep 30, 2024 | -17.19 Mn |
| Jun 30, 2024 | -5.77 Mn |
| Mar 31, 2024 | -76.32 Mn |
| Dec 31, 2016 | -4.07 Mn |
| Sep 30, 2016 | 1.79 Mn |
| Dec 31, 2015 | 6.60 Mn |
| Sep 30, 2015 | -5.64 Mn |
| Jun 30, 2015 | 3.22 Mn |
| Mar 31, 2015 | 3.64 Mn |
| Dec 31, 2014 | 315,000.00 |
| Sep 30, 2014 | 4.06 Mn |
| Jun 30, 2014 | -5.64 Mn |
| Mar 31, 2014 | -1.21 Mn |
| Dec 31, 2013 | -2.84 Mn |
| Sep 30, 2013 | -2.40 Mn |
| Jun 30, 2013 | -764,000.00 |