OptimumBank Holdings (OPHC) Change in Net Loans (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Change in Net Loans of -$131.9 million for Q1 2026, down 3460.75% year-over-year from $3.9 million in Q1 2025, and down 347.02% quarter-over-quarter from -$29.5 million in Q3 2025.
OptimumBank Holdings (OPHC) Change in Net Loans (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Change in Net Loans for 10 consecutive years, with -$131.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Net Loans fell 3460.75% year-over-year to -$131.9 million; the TTM figure through Mar 2026 stood at -$141.8 million (down 48.71% YoY), while the FY2018 annual figure was -$7.4 million, down 183.55% from the prior year.
- Change in Net Loans declined to -$131.9 million in Q1 2026 per OPHC's latest filing, from -$29.5 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $15.7 million in Q2 2025 and bottomed at -$131.9 million in Q1 2026.
- Historically, Change in Net Loans has averaged -$34.4 million across 3 years, with a median of -$17.2 million in 2024.
- Annual changes were most pronounced in 2025 — Change in Net Loans surged 372.6% — and 2026, when it sank 3460.75%.
- OptimumBank Holdings' Change in Net Loans stood at -$17.2 million in 2024, then tumbled by 71.7% to -$29.5 million in 2025, then tumbled by 347.02% to -$131.9 million in 2026.
- Business Quant data shows OPHC's Change in Net Loans at -$131.9 million in Q1 2026, -$29.5 million in Q3 2025, and $15.7 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | -125.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -125.70 Mn |
| Mar 31, 2026 | -131.94 Mn |
| Sep 30, 2025 | -29.52 Mn |
| Jun 30, 2025 | 15.74 Mn |
| Mar 31, 2025 | 3.93 Mn |
| Sep 30, 2024 | -17.19 Mn |
| Jun 30, 2024 | -5.77 Mn |
| Mar 31, 2024 | -76.32 Mn |
| Dec 31, 2016 | -4.07 Mn |
| Sep 30, 2016 | 1.79 Mn |
| Dec 31, 2015 | 6.60 Mn |
| Sep 30, 2015 | -5.64 Mn |
| Jun 30, 2015 | 3.22 Mn |
| Mar 31, 2015 | 3.64 Mn |
| Dec 31, 2014 | 315,000.00 |
| Sep 30, 2014 | 4.06 Mn |
| Jun 30, 2014 | -5.64 Mn |
| Mar 31, 2014 | -1.21 Mn |
| Dec 31, 2013 | -2.84 Mn |
| Sep 30, 2013 | -2.40 Mn |