Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesAmortization of Deferred ChargesAmortizatization of IntangiblesAmortizatization of IntangiblesAsset Writedowns and ImpairmentAsset Writedowns and ImpairmentCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Free Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesNet Cash FlowNet Cash FlowNet IncomeOther financing activitiesOther financing activitiesPreferred Shares IssuedSales of Property, Plant and EquipmentSales of Property, Plant and EquipmentShare-based CompensationShare-based CompensationShares Issued
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Income Statement
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Ratios

OptimumBank Holdings (OPHC) Change in Net Loans (2010 - 2026)

OptimumBank Holdings (OPHC) reported Change in Net Loans of -$131.9 million for Q1 2026, down 3460.75% year-over-year from $3.9 million in Q1 2025, and down 347.02% on a QoQ basis from -$29.5 million in Q3 2025.

OptimumBank Holdings (OPHC) has 10 years of Change in Net Loans data on file, last reported at -$131.9 million in Q1 2026.

  • Quarterly Change in Net Loans fell 3460.75% year-over-year to -$131.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$141.8 million (down 48.71% YoY) and the FY2018 annual result came in at -$7.4 million, down 183.55% from the prior year.
  • Change in Net Loans slipped to -$131.9 million in Q1 2026 per OPHC's latest filing, from -$29.5 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $15.7 million in Q2 2025 and bottomed at -$131.9 million in Q1 2026.
  • The 3-year median for Change in Net Loans is -$17.2 million (2024), against an average of -$34.4 million.
  • The widest annual swing landed in 2025, when Change in Net Loans soared 372.6%; it then tumbled 3460.75% in 2026.
  • Tracing OPHC's Change in Net Loans over 3 years: stood at -$17.2 million in 2024, then plunged by 71.7% to -$29.5 million in 2025, then plunged by 347.02% to -$131.9 million in 2026.
  • Per Business Quant, the three latest OPHC Change in Net Loans figures stand at -$131.9 million (Q1 2026), -$29.5 million (Q3 2025), and $15.7 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -1.25 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 10.65 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -12.69 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 13.77 Bn
10 OptimumBank Holdings 66.22 Mn -73.80 Mn - -131.94 Mn

Historic Data

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DateValue
Mar 31, 2026 -131.94 Mn
Sep 30, 2025 -29.52 Mn
Jun 30, 2025 15.74 Mn
Mar 31, 2025 3.93 Mn
Sep 30, 2024 -17.19 Mn
Jun 30, 2024 -5.77 Mn
Mar 31, 2024 -76.32 Mn
Dec 31, 2016 -4.07 Mn
Sep 30, 2016 1.79 Mn
Dec 31, 2015 6.60 Mn
Sep 30, 2015 -5.64 Mn
Jun 30, 2015 3.22 Mn
Mar 31, 2015 3.64 Mn
Dec 31, 2014 315,000.00
Sep 30, 2014 4.06 Mn
Jun 30, 2014 -5.64 Mn
Mar 31, 2014 -1.21 Mn
Dec 31, 2013 -2.84 Mn
Sep 30, 2013 -2.40 Mn
Jun 30, 2013 -764,000.00
Mar 31, 2013 2.94 Mn
Dec 31, 2012 2.55 Mn
Sep 30, 2012 518,000.00
Jun 30, 2012 179,000.00
Mar 31, 2012 -929,000.00
Dec 31, 2011 -6.82 Mn
Sep 30, 2011 -3.05 Mn
Jun 30, 2011 -2.98 Mn
Mar 31, 2011 -2.46 Mn
Dec 31, 2010 -6.92 Mn
Sep 30, 2010 -1.73 Mn