OppFi (OPFI-WT) Tax Rate (2021 - 2026)

OppFi (OPFI-WT) reported Tax Rate of 6.9% for Q1 2026, down 83.0% year-over-year from 40.56% in Q1 2025, and up 98.31% quarter-over-quarter from 3.48% in Q4 2025.

OppFi (OPFI-WT) Tax Rate (2021 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 6 years of Tax Rate data on file, last reported at 6.9% in Q1 2026.

  • Tax Rate for Q1 2026 came in at 6.9%, down 83.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.38% (up 84.0% YoY), and the FY2025 annual result was 6.33%, up 154.0% from the prior year.
  • Tax Rate improved to 6.9% in Q1 2026 per OPFI-WT's latest filing, from 3.48% in the prior quarter.
  • Over five years, Tax Rate peaked at 250.0% in Q1 2022 and troughed at 2.08% in Q2 2022.
  • A 5-year average of 36.95% and a median of 6.69% in 2024 frame the typical range for Tax Rate.
  • The sharpest annual moves came in 2022 and 2023: Tax Rate soared 24774 bps in 2022, then plunged 24688 bps in 2023.
  • A 5-year view of Tax Rate shows it stood at 28.44% in 2022, then climbed by 22 bps to 34.76% in 2023, then tumbled by 88 bps to 4.12% in 2024, then retreated by 16 bps to 3.48% in 2025, then jumped by 98 bps to 6.9% in 2026.
  • Business Quant data shows OPFI-WT's Tax Rate at 6.9% in Q1 2026, 3.48% in Q4 2025, and 6.92% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 16.07%
2 Mastercard 437.55 Bn 427.34 Bn - 19.33%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 21.36%
4 Capital One Financial 112.47 Bn 35.97 Bn - 19.19%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.10%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 23.11%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 4.19%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 16.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 20.25%
10 OppFi - - 76.91 Mn 6.90%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.90%
Mar 31, 2026 6.90%
Dec 31, 2025 3.48%
Dec 31, 2025 3.48%
Sep 30, 2025 6.92%
Sep 30, 2025 6.92%
Jun 30, 2025 9.64%
Jun 30, 2025 9.64%
Mar 31, 2025 7.73%
Mar 31, 2025 7.73%
Dec 31, 2024 4.12%
Dec 31, 2024 4.12%
Sep 30, 2024 6.69%
Sep 30, 2024 6.69%
Jun 30, 2024 3.20%
Jun 30, 2024 3.20%
Mar 31, 2024 3.80%
Mar 31, 2024 3.80%
Dec 31, 2023 34.76%
Dec 31, 2023 34.76%