OppFi (OPFI-WT) Tax Rate (2021 - 2026)
OppFi (OPFI-WT) posted quarterly Tax Rate of 6.9% for Q1 2026, down 83.0% YoY from 40.56% in Q1 2025, and up 98.31% sequentially from 3.48% in Q4 2025.
OppFi (OPFI-WT) Tax Rate (2021 - 2026) Analysis & Trends
OppFi has disclosed Tax Rate across 6 years of filings, most recently posting 6.9% for Q1 2026.
- In Q1 2026, Tax Rate fell 83.0% year-over-year to 6.9%; the TTM figure through Mar 2026 stood at 6.38% (up 84.0% YoY), while the FY2025 annual figure was 6.33%, up 154.0% from the prior year.
- Tax Rate grew to 6.9% in Q1 2026, from 3.48% in the prior quarter.
- Over the last five years, Tax Rate for OPFI-WT reached as high as 250.0% in Q1 2022 and fell as low as 2.08% in Q2 2022.
- The 5-year median for Tax Rate is 6.69% (2024), against an average of 36.95%.
- Annual changes were most pronounced in 2022 — Tax Rate soared 24774 bps — and 2023, when it slumped 24688 bps.
- A 5-year view of Tax Rate shows it stood at 28.44% in 2022, then climbed by 22 bps to 34.76% in 2023, then sank by 88 bps to 4.12% in 2024, then retreated by 16 bps to 3.48% in 2025, then jumped by 98 bps to 6.9% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 6.9%, 3.48%, and 6.92% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | 6.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.90% |
| Mar 31, 2026 | 6.90% |
| Dec 31, 2025 | 3.48% |
| Dec 31, 2025 | 3.48% |
| Sep 30, 2025 | 6.92% |
| Sep 30, 2025 | 6.92% |
| Jun 30, 2025 | 9.64% |
| Jun 30, 2025 | 9.64% |
| Mar 31, 2025 | 7.73% |
| Mar 31, 2025 | 7.73% |
| Dec 31, 2024 | 4.12% |
| Dec 31, 2024 | 4.12% |
| Sep 30, 2024 | 6.69% |
| Sep 30, 2024 | 6.69% |
| Jun 30, 2024 | 3.20% |
| Jun 30, 2024 | 3.20% |
| Mar 31, 2024 | 3.80% |
| Mar 31, 2024 | 3.80% |
| Dec 31, 2023 | 34.76% |
| Dec 31, 2023 | 34.76% |