OppFi (OPFI-WT) Tax Rate (2021 - 2026)

OppFi (OPFI-WT) posted quarterly Tax Rate of 6.9% for Q1 2026, down 83.0% YoY from 40.56% in Q1 2025, and up 98.31% sequentially from 3.48% in Q4 2025.

OppFi (OPFI-WT) Tax Rate (2021 - 2026) Analysis & Trends

OppFi has disclosed Tax Rate across 6 years of filings, most recently posting 6.9% for Q1 2026.

  • In Q1 2026, Tax Rate fell 83.0% year-over-year to 6.9%; the TTM figure through Mar 2026 stood at 6.38% (up 84.0% YoY), while the FY2025 annual figure was 6.33%, up 154.0% from the prior year.
  • Tax Rate grew to 6.9% in Q1 2026, from 3.48% in the prior quarter.
  • Over the last five years, Tax Rate for OPFI-WT reached as high as 250.0% in Q1 2022 and fell as low as 2.08% in Q2 2022.
  • The 5-year median for Tax Rate is 6.69% (2024), against an average of 36.95%.
  • Annual changes were most pronounced in 2022 — Tax Rate soared 24774 bps — and 2023, when it slumped 24688 bps.
  • A 5-year view of Tax Rate shows it stood at 28.44% in 2022, then climbed by 22 bps to 34.76% in 2023, then sank by 88 bps to 4.12% in 2024, then retreated by 16 bps to 3.48% in 2025, then jumped by 98 bps to 6.9% in 2026.
  • According to Business Quant data, Tax Rate over the past three periods registered 6.9%, 3.48%, and 6.92% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 16.07%
2 Mastercard 465.55 Bn 455.34 Bn - 19.33%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 21.36%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 20.10%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 4.19%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 16.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 20.25%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 22.29%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -17.46%
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 6.90%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.90%
Mar 31, 2026 6.90%
Dec 31, 2025 3.48%
Dec 31, 2025 3.48%
Sep 30, 2025 6.92%
Sep 30, 2025 6.92%
Jun 30, 2025 9.64%
Jun 30, 2025 9.64%
Mar 31, 2025 7.73%
Mar 31, 2025 7.73%
Dec 31, 2024 4.12%
Dec 31, 2024 4.12%
Sep 30, 2024 6.69%
Sep 30, 2024 6.69%
Jun 30, 2024 3.20%
Jun 30, 2024 3.20%
Mar 31, 2024 3.80%
Mar 31, 2024 3.80%
Dec 31, 2023 34.76%
Dec 31, 2023 34.76%