OppFi (OPFI-WT) Tax Rate (2021 - 2026)
OppFi (OPFI-WT) reported Tax Rate of 6.9% for Q1 2026, down 83.0% year-over-year from 40.56% in Q1 2025, and up 98.31% quarter-over-quarter from 3.48% in Q4 2025.
OppFi (OPFI-WT) Tax Rate (2021 - 2026) Analysis & Trends
OppFi (OPFI-WT) has 6 years of Tax Rate data on file, last reported at 6.9% in Q1 2026.
- Tax Rate for Q1 2026 came in at 6.9%, down 83.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.38% (up 84.0% YoY), and the FY2025 annual result was 6.33%, up 154.0% from the prior year.
- Tax Rate improved to 6.9% in Q1 2026 per OPFI-WT's latest filing, from 3.48% in the prior quarter.
- Over five years, Tax Rate peaked at 250.0% in Q1 2022 and troughed at 2.08% in Q2 2022.
- A 5-year average of 36.95% and a median of 6.69% in 2024 frame the typical range for Tax Rate.
- The sharpest annual moves came in 2022 and 2023: Tax Rate soared 24774 bps in 2022, then plunged 24688 bps in 2023.
- A 5-year view of Tax Rate shows it stood at 28.44% in 2022, then climbed by 22 bps to 34.76% in 2023, then tumbled by 88 bps to 4.12% in 2024, then retreated by 16 bps to 3.48% in 2025, then jumped by 98 bps to 6.9% in 2026.
- Business Quant data shows OPFI-WT's Tax Rate at 6.9% in Q1 2026, 3.48% in Q4 2025, and 6.92% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | OppFi | - | - | 76.91 Mn | 6.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.90% |
| Mar 31, 2026 | 6.90% |
| Dec 31, 2025 | 3.48% |
| Dec 31, 2025 | 3.48% |
| Sep 30, 2025 | 6.92% |
| Sep 30, 2025 | 6.92% |
| Jun 30, 2025 | 9.64% |
| Jun 30, 2025 | 9.64% |
| Mar 31, 2025 | 7.73% |
| Mar 31, 2025 | 7.73% |
| Dec 31, 2024 | 4.12% |
| Dec 31, 2024 | 4.12% |
| Sep 30, 2024 | 6.69% |
| Sep 30, 2024 | 6.69% |
| Jun 30, 2024 | 3.20% |
| Jun 30, 2024 | 3.20% |
| Mar 31, 2024 | 3.80% |
| Mar 31, 2024 | 3.80% |
| Dec 31, 2023 | 34.76% |
| Dec 31, 2023 | 34.76% |