OppFi (OPFI-WT) Provisions (2020 - 2024)

OppFi (OPFI-WT) reported Provisions of $8000.0 for Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.

OppFi (OPFI-WT) Provisions (2020 - 2024) Analysis & Trends

OppFi (OPFI-WT) has 5 years of Provisions data on file, last reported at $8000.0 in Q4 2024.

  • Provisions for Q4 2024 came in at $8000.0, down 96.31% year-over-year; the trailing twelve-month figure through Sep 2025 was $8000.0 (down 96.81% YoY), and the FY2024 annual result was $42000.0, down 99.03% from the prior year.
  • Provisions climbed to $8000.0 in Q4 2024 per OPFI-WT's latest filing, from $3000.0 in the prior quarter.
  • Over five years, Provisions peaked at $16.3 million in Q3 2020 and troughed at -$103000.0 in Q4 2022.
  • A 5-year average of $1.5 million and a median of $169000.0 in 2021 frame the typical range for Provisions.
  • On a YoY basis, Provisions climbed as much as 6428.57% in 2022 and fell as far as 113.77% in 2022.
  • A 5-year view of Provisions shows it stood at $2.5 million in 2020, then sank by 70.66% to $748000.0 in 2021, then tumbled by 113.77% to -$103000.0 in 2022, then surged by 310.68% to $217000.0 in 2023, then plunged by 96.31% to $8000.0 in 2024.
  • Business Quant data shows OPFI-WT's Provisions at $8000.0 in Q4 2024, $3000.0 in Q3 2024, and $4000.0 in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.07 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.34 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 467.00 Mn
10 OppFi - - 76.91 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2024 8,000.00
Sep 30, 2024 3,000.00
Jun 30, 2024 4,000.00
Mar 31, 2024 27,000.00
Dec 31, 2023 217,000.00
Sep 30, 2023 195,000.00
Jun 30, 2023 3.87 Mn
Mar 31, 2023 70,000.00
Dec 31, 2022 -103,000.00
Sep 30, 2022 1.02 Mn
Jun 30, 2022 569,000.00
Mar 31, 2022 457,000.00
Dec 31, 2021 748,000.00
Sep 30, 2021 143,000.00
Jun 30, 2021 31,000.00
Mar 31, 2021 7,000.00
Dec 31, 2020 2.55 Mn
Sep 30, 2020 16.30 Mn