OppFi (OPFI-WT) Provisions (2020 - 2024)
OppFi (OPFI-WT) posted quarterly Provisions of $8000.0 for Q4 2024, down 96.31% YoY from $217000.0 in Q1 2024, and up 166.67% sequentially from $3000.0 in Q3 2024.
OppFi (OPFI-WT) Provisions (2020 - 2024) Analysis & Trends
OppFi has disclosed Provisions across 5 years of filings, most recently posting $8000.0 for Q4 2024.
- In Q4 2024, Provisions fell 96.31% year-over-year to $8000.0; the TTM figure through Sep 2025 stood at $8000.0 (down 96.81% YoY), while the FY2024 annual figure was $42000.0, down 99.03% from the prior year.
- Provisions rose to $8000.0 in Q4 2024, from $3000.0 in the prior quarter.
- Over the last five years, Provisions for OPFI-WT reached as high as $16.3 million in Q3 2020 and fell as low as -$47.0 million in Q4 2020.
- The 5-year median for Provisions is $70000.0 (2023), against an average of -$1.4 million.
- The widest YoY moves for Provisions: up 6428.57% in 2022, down 113.77% in 2022.
- A 5-year view of Provisions shows it stood at -$47.0 million in 2020, then jumped by 101.59% to $748000.0 in 2021, then sank by 113.77% to -$103000.0 in 2022, then surged by 310.68% to $217000.0 in 2023, then slumped by 96.31% to $8000.0 in 2024.
- According to Business Quant data, Provisions over the past three periods registered $8000.0, $3000.0, and $4000.0 for Q4 2024, Q3 2024, and Q2 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.25 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 196.54 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 8.90 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 467.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | 8,000.00 |
| Sep 30, 2024 | 3,000.00 |
| Jun 30, 2024 | 4,000.00 |
| Mar 31, 2024 | 27,000.00 |
| Dec 31, 2023 | 217,000.00 |
| Sep 30, 2023 | 195,000.00 |
| Jun 30, 2023 | 3.87 Mn |
| Mar 31, 2023 | 70,000.00 |
| Dec 31, 2022 | -103,000.00 |
| Sep 30, 2022 | 1.02 Mn |
| Jun 30, 2022 | 569,000.00 |
| Mar 31, 2022 | 457,000.00 |
| Dec 31, 2021 | 748,000.00 |
| Jun 30, 2021 | 31,000.00 |
| Mar 31, 2021 | 7,000.00 |
| Dec 31, 2020 | 2.55 Mn |
| Sep 30, 2020 | 16.30 Mn |