OppFi (OPFI-WT) Profit After Tax (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Profit After Tax of $54.0 million for Q1 2026, up 575.18% YoY from $8.0 million in Q1 2025, and up 166.33% sequentially from -$81.5 million in Q4 2025.

OppFi (OPFI-WT) Profit After Tax (2020 - 2026) Analysis & Trends

OppFi has disclosed Profit After Tax across 7 years of filings, most recently posting $54.0 million for Q1 2026.

  • In Q1 2026, Profit After Tax rose 575.18% year-over-year to $54.0 million; the TTM figure through Mar 2026 stood at $60.0 million (up 230.6% YoY), while the FY2025 annual figure was $26.3 million, up 262.76% from the prior year.
  • Profit After Tax advanced to $54.0 million in Q1 2026, from -$81.5 million in the prior quarter.
  • Over the last five years, Profit After Tax for OPFI-WT reached as high as $75.9 million in Q3 2025 and fell as low as -$81.5 million in Q4 2025.
  • The 5-year median for Profit After Tax is $3.1 million (2024), against an average of $6.0 million.
  • Annual changes were most pronounced in 2023 — Profit After Tax soared 2449.77% — and 2025, when it tumbled 1352.56%.
  • A 5-year view of Profit After Tax shows it stood at -$1.4 million in 2022, then tumbled by 286.33% to -$5.6 million in 2023, then declined by 0.75% to -$5.6 million in 2024, then plunged by 1352.56% to -$81.5 million in 2025, then soared by 166.33% to $54.0 million in 2026.
  • According to Business Quant data, Profit After Tax over the past three periods registered $54.0 million, -$81.5 million, and $75.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.90 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 59.42 Mn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 54.04 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 54.04 Mn
Dec 31, 2025 -81.47 Mn
Sep 30, 2025 75.93 Mn
Jun 30, 2025 11.48 Mn
Mar 31, 2025 -11.37 Mn
Dec 31, 2024 -5.61 Mn
Sep 30, 2024 32.06 Mn
Jun 30, 2024 3.07 Mn
Mar 31, 2024 5.54 Mn
Dec 31, 2023 -5.57 Mn
Sep 30, 2023 15.53 Mn
Jun 30, 2023 2.14 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 -1.44 Mn
Sep 30, 2022 -661,000.00
Jun 30, 2022 3.46 Mn
Mar 31, 2022 1.08 Mn
Dec 31, 2021 -47.21 Mn
Sep 30, 2021 14.13 Mn
Jun 30, 2021 17.99 Mn