OppFi (OPFI-WT) Invested Capital (2020 - 2026)
OppFi (OPFI-WT) reported Invested Capital of $343.0 million for Q1 2026, up 44.86% year-over-year from $236.8 million in Q1 2025, and up 11.04% quarter-over-quarter from $308.9 million in Q4 2025.
OppFi (OPFI-WT) Invested Capital (2020 - 2026) Analysis & Trends
OppFi (OPFI-WT) has 7 years of Invested Capital data on file, last reported at $343.0 million in Q1 2026.
- Invested Capital for Q1 2026 came in at $343.0 million, up 44.86% year-over-year; the trailing twelve-month figure through Mar 2026 was $343.0 million (up 44.86% YoY), and the FY2025 annual result was $308.9 million, up 31.88% from the prior year.
- Invested Capital advanced to $343.0 million in Q1 2026 per OPFI-WT's latest filing, from $308.9 million in the prior quarter.
- Over five years, Invested Capital peaked at $343.0 million in Q1 2026 and troughed at $49.4 million in Q3 2025.
- A 5-year average of $198.9 million and a median of $194.0 million in 2023 frame the typical range for Invested Capital.
- The sharpest annual moves came in 2022 and 2025: Invested Capital surged 3031.79% in 2022, then sank 77.57% in 2025.
- A 5-year view of Invested Capital shows it stood at $159.2 million in 2022, then climbed by 21.92% to $194.0 million in 2023, then gained by 20.71% to $234.2 million in 2024, then surged by 31.88% to $308.9 million in 2025, then gained by 11.04% to $343.0 million in 2026.
- Business Quant data shows OPFI-WT's Invested Capital at $343.0 million in Q1 2026, $308.9 million in Q4 2025, and $49.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | OppFi | - | - | 76.91 Mn | 342.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 342.98 Mn |
| Dec 31, 2025 | 308.88 Mn |
| Sep 30, 2025 | 49.42 Mn |
| Jun 30, 2025 | 217.71 Mn |
| Mar 31, 2025 | 236.76 Mn |
| Dec 31, 2024 | 234.21 Mn |
| Sep 30, 2024 | 220.31 Mn |
| Jun 30, 2024 | 201.69 Mn |
| Mar 31, 2024 | 197.29 Mn |
| Dec 31, 2023 | 194.03 Mn |
| Sep 30, 2023 | 189.83 Mn |
| Jun 30, 2023 | 176.99 Mn |
| Mar 31, 2023 | 164.12 Mn |
| Dec 31, 2022 | 159.15 Mn |
| Sep 30, 2022 | 165.45 Mn |
| Jun 30, 2022 | 165.50 Mn |
| Mar 31, 2022 | 156.59 Mn |
| Dec 31, 2021 | 207.88 Mn |
| Sep 30, 2021 | 188.41 Mn |
| Jun 30, 2021 | 177.34 Mn |