OppFi (OPFI-WT) Invested Capital (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Invested Capital of $343.0 million for Q1 2026, up 44.86% YoY from $236.8 million in Q1 2025, and up 11.04% sequentially from $308.9 million in Q4 2025.

OppFi (OPFI-WT) Invested Capital (2020 - 2026) Analysis & Trends

OppFi has disclosed Invested Capital across 7 years of filings, most recently posting $343.0 million for Q1 2026.

  • In Q1 2026, Invested Capital rose 44.86% year-over-year to $343.0 million; the TTM figure through Mar 2026 stood at $343.0 million (up 44.86% YoY), while the FY2025 annual figure was $308.9 million, up 31.88% from the prior year.
  • Invested Capital improved to $343.0 million in Q1 2026, from $308.9 million in the prior quarter.
  • Over the last five years, Invested Capital for OPFI-WT reached as high as $343.0 million in Q1 2026 and fell as low as $49.4 million in Q3 2025.
  • The 5-year median for Invested Capital is $194.0 million (2023), against an average of $198.9 million.
  • Annual changes were most pronounced in 2022 — Invested Capital surged 3031.79% — and 2025, when it tumbled 77.57%.
  • A 5-year view of Invested Capital shows it stood at $159.2 million in 2022, then climbed by 21.92% to $194.0 million in 2023, then gained by 20.71% to $234.2 million in 2024, then surged by 31.88% to $308.9 million in 2025, then gained by 11.04% to $343.0 million in 2026.
  • According to Business Quant data, Invested Capital over the past three periods registered $343.0 million, $308.9 million, and $49.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 59.66 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 8.47 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.75 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 30.90 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 3.78 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 12.63 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 32.96 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.52 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.39 Bn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 342.98 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 342.98 Mn
Dec 31, 2025 308.88 Mn
Sep 30, 2025 49.42 Mn
Jun 30, 2025 217.71 Mn
Mar 31, 2025 236.76 Mn
Dec 31, 2024 234.21 Mn
Sep 30, 2024 220.31 Mn
Jun 30, 2024 201.69 Mn
Mar 31, 2024 197.29 Mn
Dec 31, 2023 194.03 Mn
Sep 30, 2023 189.83 Mn
Jun 30, 2023 176.99 Mn
Mar 31, 2023 164.12 Mn
Dec 31, 2022 159.15 Mn
Sep 30, 2022 165.45 Mn
Jun 30, 2022 165.50 Mn
Mar 31, 2022 156.59 Mn
Dec 31, 2021 207.88 Mn
Sep 30, 2021 188.41 Mn
Dec 31, 2020 104.33 Mn