OppFi (OPFI-WT) Invested Capital (2020 - 2026)

OppFi (OPFI-WT) reported Invested Capital of $343.0 million for Q1 2026, up 44.86% year-over-year from $236.8 million in Q1 2025, and up 11.04% quarter-over-quarter from $308.9 million in Q4 2025.

OppFi (OPFI-WT) Invested Capital (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Invested Capital data on file, last reported at $343.0 million in Q1 2026.

  • Invested Capital for Q1 2026 came in at $343.0 million, up 44.86% year-over-year; the trailing twelve-month figure through Mar 2026 was $343.0 million (up 44.86% YoY), and the FY2025 annual result was $308.9 million, up 31.88% from the prior year.
  • Invested Capital advanced to $343.0 million in Q1 2026 per OPFI-WT's latest filing, from $308.9 million in the prior quarter.
  • Over five years, Invested Capital peaked at $343.0 million in Q1 2026 and troughed at $49.4 million in Q3 2025.
  • A 5-year average of $198.9 million and a median of $194.0 million in 2023 frame the typical range for Invested Capital.
  • The sharpest annual moves came in 2022 and 2025: Invested Capital surged 3031.79% in 2022, then sank 77.57% in 2025.
  • A 5-year view of Invested Capital shows it stood at $159.2 million in 2022, then climbed by 21.92% to $194.0 million in 2023, then gained by 20.71% to $234.2 million in 2024, then surged by 31.88% to $308.9 million in 2025, then gained by 11.04% to $343.0 million in 2026.
  • Business Quant data shows OPFI-WT's Invested Capital at $343.0 million in Q1 2026, $308.9 million in Q4 2025, and $49.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 OppFi - - 76.91 Mn 342.98 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 342.98 Mn
Dec 31, 2025 308.88 Mn
Sep 30, 2025 49.42 Mn
Jun 30, 2025 217.71 Mn
Mar 31, 2025 236.76 Mn
Dec 31, 2024 234.21 Mn
Sep 30, 2024 220.31 Mn
Jun 30, 2024 201.69 Mn
Mar 31, 2024 197.29 Mn
Dec 31, 2023 194.03 Mn
Sep 30, 2023 189.83 Mn
Jun 30, 2023 176.99 Mn
Mar 31, 2023 164.12 Mn
Dec 31, 2022 159.15 Mn
Sep 30, 2022 165.45 Mn
Jun 30, 2022 165.50 Mn
Mar 31, 2022 156.59 Mn
Dec 31, 2021 207.88 Mn
Sep 30, 2021 188.41 Mn
Jun 30, 2021 177.34 Mn