OppFi (OPFI-WT) Invested Capital (2020 - 2026)
OppFi (OPFI-WT) posted quarterly Invested Capital of $343.0 million for Q1 2026, up 44.86% YoY from $236.8 million in Q1 2025, and up 11.04% sequentially from $308.9 million in Q4 2025.
OppFi (OPFI-WT) Invested Capital (2020 - 2026) Analysis & Trends
OppFi has disclosed Invested Capital across 7 years of filings, most recently posting $343.0 million for Q1 2026.
- In Q1 2026, Invested Capital rose 44.86% year-over-year to $343.0 million; the TTM figure through Mar 2026 stood at $343.0 million (up 44.86% YoY), while the FY2025 annual figure was $308.9 million, up 31.88% from the prior year.
- Invested Capital improved to $343.0 million in Q1 2026, from $308.9 million in the prior quarter.
- Over the last five years, Invested Capital for OPFI-WT reached as high as $343.0 million in Q1 2026 and fell as low as $49.4 million in Q3 2025.
- The 5-year median for Invested Capital is $194.0 million (2023), against an average of $198.9 million.
- Annual changes were most pronounced in 2022 — Invested Capital surged 3031.79% — and 2025, when it tumbled 77.57%.
- A 5-year view of Invested Capital shows it stood at $159.2 million in 2022, then climbed by 21.92% to $194.0 million in 2023, then gained by 20.71% to $234.2 million in 2024, then surged by 31.88% to $308.9 million in 2025, then gained by 11.04% to $343.0 million in 2026.
- According to Business Quant data, Invested Capital over the past three periods registered $343.0 million, $308.9 million, and $49.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.47 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.75 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 30.90 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 12.63 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 32.96 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.39 Bn |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | 342.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 342.98 Mn |
| Dec 31, 2025 | 308.88 Mn |
| Sep 30, 2025 | 49.42 Mn |
| Jun 30, 2025 | 217.71 Mn |
| Mar 31, 2025 | 236.76 Mn |
| Dec 31, 2024 | 234.21 Mn |
| Sep 30, 2024 | 220.31 Mn |
| Jun 30, 2024 | 201.69 Mn |
| Mar 31, 2024 | 197.29 Mn |
| Dec 31, 2023 | 194.03 Mn |
| Sep 30, 2023 | 189.83 Mn |
| Jun 30, 2023 | 176.99 Mn |
| Mar 31, 2023 | 164.12 Mn |
| Dec 31, 2022 | 159.15 Mn |
| Sep 30, 2022 | 165.45 Mn |
| Jun 30, 2022 | 165.50 Mn |
| Mar 31, 2022 | 156.59 Mn |
| Dec 31, 2021 | 207.88 Mn |
| Sep 30, 2021 | 188.41 Mn |
| Dec 31, 2020 | 104.33 Mn |