OppFi (OPFI-WT) Interest Income - Net (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Interest Income - Net of $143.4 million for Q1 2026, up 10.27% YoY from $130.0 million in Q1 2025, and down 4.32% sequentially from $149.8 million in Q4 2025.

OppFi (OPFI-WT) Interest Income - Net (2020 - 2026) Analysis & Trends

OppFi has disclosed Interest Income - Net across 7 years of filings, most recently posting $143.4 million for Q1 2026.

  • In Q1 2026, Interest Income - Net rose 10.27% year-over-year to $143.4 million; the TTM figure through Mar 2026 stood at $571.0 million (up 15.28% YoY), while the FY2025 annual figure was $557.7 million, up 15.88% from the prior year.
  • Interest Income - Net slipped to $143.4 million in Q1 2026, from $149.8 million in the prior quarter.
  • Over the last five years, Interest Income - Net for OPFI-WT reached as high as $149.8 million in Q4 2025 and fell as low as $93.3 million in Q1 2022.
  • The 5-year median for Interest Income - Net is $120.9 million (2023), against an average of $121.3 million.
  • Annual changes were most pronounced in 2022 — Interest Income - Net advanced 27.59% — and 2024, when it increased 3.18%.
  • A 5-year view of Interest Income - Net shows it stood at $109.3 million in 2022, then advanced by 10.58% to $120.9 million in 2023, then grew by 3.18% to $124.7 million in 2024, then grew by 20.17% to $149.8 million in 2025, then slipped by 4.32% to $143.4 million in 2026.
  • According to Business Quant data, Interest Income - Net over the past three periods registered $143.4 million, $149.8 million, and $145.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 418.69 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 692.99 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.86 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 143.37 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 143.37 Mn
Dec 31, 2025 149.85 Mn
Sep 30, 2025 145.01 Mn
Jun 30, 2025 132.80 Mn
Mar 31, 2025 130.02 Mn
Dec 31, 2024 124.69 Mn
Sep 30, 2024 125.31 Mn
Jun 30, 2024 115.34 Mn
Mar 31, 2024 115.91 Mn
Dec 31, 2023 120.85 Mn
Sep 30, 2023 121.09 Mn
Jun 30, 2023 111.26 Mn
Mar 31, 2023 109.00 Mn
Dec 31, 2022 109.29 Mn
Sep 30, 2022 115.15 Mn
Jun 30, 2022 100.00 Mn
Mar 31, 2022 93.26 Mn
Dec 31, 2021 89.11 Mn
Sep 30, 2021 91.98 Mn
Jun 30, 2021 78.38 Mn