OppFi (OPFI-WT) Interest Income - Net (2020 - 2026)
OppFi (OPFI-WT) posted quarterly Interest Income - Net of $143.4 million for Q1 2026, up 10.27% YoY from $130.0 million in Q1 2025, and down 4.32% sequentially from $149.8 million in Q4 2025.
OppFi (OPFI-WT) Interest Income - Net (2020 - 2026) Analysis & Trends
OppFi has disclosed Interest Income - Net across 7 years of filings, most recently posting $143.4 million for Q1 2026.
- In Q1 2026, Interest Income - Net rose 10.27% year-over-year to $143.4 million; the TTM figure through Mar 2026 stood at $571.0 million (up 15.28% YoY), while the FY2025 annual figure was $557.7 million, up 15.88% from the prior year.
- Interest Income - Net slipped to $143.4 million in Q1 2026, from $149.8 million in the prior quarter.
- Over the last five years, Interest Income - Net for OPFI-WT reached as high as $149.8 million in Q4 2025 and fell as low as $93.3 million in Q1 2022.
- The 5-year median for Interest Income - Net is $120.9 million (2023), against an average of $121.3 million.
- Annual changes were most pronounced in 2022 — Interest Income - Net advanced 27.59% — and 2024, when it increased 3.18%.
- A 5-year view of Interest Income - Net shows it stood at $109.3 million in 2022, then advanced by 10.58% to $120.9 million in 2023, then grew by 3.18% to $124.7 million in 2024, then grew by 20.17% to $149.8 million in 2025, then slipped by 4.32% to $143.4 million in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $143.4 million, $149.8 million, and $145.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | 143.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 143.37 Mn |
| Dec 31, 2025 | 149.85 Mn |
| Sep 30, 2025 | 145.01 Mn |
| Jun 30, 2025 | 132.80 Mn |
| Mar 31, 2025 | 130.02 Mn |
| Dec 31, 2024 | 124.69 Mn |
| Sep 30, 2024 | 125.31 Mn |
| Jun 30, 2024 | 115.34 Mn |
| Mar 31, 2024 | 115.91 Mn |
| Dec 31, 2023 | 120.85 Mn |
| Sep 30, 2023 | 121.09 Mn |
| Jun 30, 2023 | 111.26 Mn |
| Mar 31, 2023 | 109.00 Mn |
| Dec 31, 2022 | 109.29 Mn |
| Sep 30, 2022 | 115.15 Mn |
| Jun 30, 2022 | 100.00 Mn |
| Mar 31, 2022 | 93.26 Mn |
| Dec 31, 2021 | 89.11 Mn |
| Sep 30, 2021 | 91.98 Mn |
| Jun 30, 2021 | 78.38 Mn |