OppFi (OPFI-WT) Debt to Equity (2020 - 2026)
OppFi (OPFI-WT) reported Debt to Equity of $0.83 for Q1 2026, down 31.86% year-over-year from $1.22 in Q1 2025, and down 20.34% quarter-over-quarter from $1.04 in Q4 2025.
OppFi (OPFI-WT) Debt to Equity (2020 - 2026) Analysis & Trends
OppFi (OPFI-WT) has 7 years of Debt to Equity data on file, last reported at $0.83 in Q1 2026.
- Debt to Equity for Q1 2026 came in at $0.83, down 31.86% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.83 (down 31.86% YoY), and the FY2025 annual result was $1.04, down 23.56% from the prior year.
- Debt to Equity slipped to $0.83 in Q1 2026 per OPFI-WT's latest filing, from $1.04 in the prior quarter.
- Over five years, Debt to Equity peaked at $6.49 in Q3 2025 and troughed at $0.03 in Q2 2022.
- A 5-year average of $1.77 and a median of $1.52 in 2024 frame the typical range for Debt to Equity.
- The sharpest annual moves came in 2023 and 2026: Debt to Equity surged 5957.68% in 2023, then tumbled 31.86% in 2026.
- A 5-year view of Debt to Equity shows it stood at $2.17 in 2022, then declined by 20.84% to $1.71 in 2023, then dropped by 20.62% to $1.36 in 2024, then retreated by 23.56% to $1.04 in 2025, then decreased by 20.34% to $0.83 in 2026.
- Business Quant data shows OPFI-WT's Debt to Equity at $0.83 in Q1 2026, $1.04 in Q4 2025, and $6.49 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | OppFi | - | - | 76.91 Mn | 0.83 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 1.04 |
| Sep 30, 2025 | 6.49 |
| Jun 30, 2025 | 1.41 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 1.36 |
| Sep 30, 2024 | 1.48 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.52 |
| Dec 31, 2023 | 1.71 |
| Sep 30, 2023 | 1.80 |
| Jun 30, 2023 | 1.88 |
| Mar 31, 2023 | 2.02 |
| Dec 31, 2022 | 2.17 |
| Sep 30, 2022 | 2.05 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 1.67 |
| Dec 31, 2021 | 1.59 |
| Sep 30, 2021 | 0.14 |
| Dec 31, 2020 | 0.06 |