Onity (ONIT) Provision for Credit Losses (2013 - 2026)
Onity (ONIT) reported Provision for Credit Losses of $2.5 million for Q3 2026, down 26.5% from $3.4 million a year earlier and down 19.4% from the prior quarter.
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Analysis
Onity (ONIT) Provision for Credit Losses (2013 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Onity's Provision for Credit Losses came in at $12.9 million, down 26.3% year-over-year; for FY2021, it came in at -$1.8 million.
- By year, Provision for Credit Losses came in at $1.14 million in FY2020 (-54.9%), $2.54 million in FY2019 (-37.1%), $4.03 million in FY2018 (+22.5%) and $3.29 million in FY2017 (-23.4%).
- The Q3 2026 figure ranks as the lowest quarterly Provision for Credit Losses since Q1 2022.
- Year over year, Provision for Credit Losses gained in two of the last six quarters, with an average decline of 11.6%.
- The high point for year-over-year Provision for Credit Losses in five years was Q1 2023 (growth of 81.8%); the low point was Q3 2025 (a decline of 58.5%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | -88.32 Mn |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 14.87 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 1.14 Bn |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 1.27 Bn |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 259.36 Mn |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | - |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | - |
| 10 | Onity | 230.75 Mn | -504.85 Mn | - | 2.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.50 Mn |
| Jun 30, 2026 | 3.10 Mn |
| Mar 31, 2026 | 3.90 Mn |
| Sep 30, 2025 | 3.40 Mn |
| Jun 30, 2025 | 3.30 Mn |
| Mar 31, 2025 | 2.60 Mn |
| Sep 30, 2024 | 8.20 Mn |
| Jun 30, 2024 | 3.10 Mn |
| Mar 31, 2024 | 4.00 Mn |
| Sep 30, 2023 | 5.40 Mn |
| Jun 30, 2023 | 4.00 Mn |
| Mar 31, 2023 | 4.00 Mn |
| Sep 30, 2022 | 3.30 Mn |
| Jun 30, 2022 | 3.30 Mn |
| Mar 31, 2022 | 2.20 Mn |
| Dec 31, 2021 | -12.33 Mn |
| Sep 30, 2021 | 2.99 Mn |
| Jun 30, 2021 | 2.58 Mn |
| Mar 31, 2021 | 4.96 Mn |
| Dec 31, 2020 | -11.11 Mn |
API Access
Onity Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ONIT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "ONIT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ONIT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();