OneMain Holdings (OMF) Gross Margin (2018 - 2026)
OneMain Holdings (OMF) reported Gross Margin of 60.71% for Q2 2026, up 9.36 percentage points from 51.35% a year earlier and up 7.14 percentage points from the prior quarter.
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Analysis
OneMain Holdings (OMF) Gross Margin (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OneMain Holdings' Gross Margin came in at 57.24%, up 1.26 percentage points year-over-year; for FY2025, it was 55.51%, down 2.02 percentage points from FY2024.
- Gross Margin has declined for three consecutive years, though with a five-year change of +10.13 percentage points (FY2020 to FY2025).
- By year, Gross Margin came in at 57.53% in FY2024 (-0.28 pp), 57.81% in FY2023 (-6.68 pp), 64.49% in FY2022 (+5.05 pp) and 59.45% in FY2021 (+14.07 pp).
- The Q2 2026 figure ranks as the highest quarterly Gross Margin since Q3 2024.
- Year over year, Gross Margin gained in five of the last eight quarters, with an average year-over-year change of +0.33 percentage points.
- The high point for year-over-year Gross Margin in five years was Q4 2022 (a gain of 10.81 percentage points); the low point was Q3 2023 (a drop of 10.95 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 53.57% (Q1 2026), 57.52% (Q4 2025) and 57.14% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 86.66% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | OneMain Holdings | 6.38 Bn | 3.41 Bn | 1.25 Bn | 96.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 96.61% |
| Mar 31, 2026 | 95.88% |
| Dec 31, 2025 | 96.27% |
| Sep 30, 2025 | 96.11% |
| Jun 30, 2025 | 95.49% |
| Mar 31, 2025 | 95.86% |
| Dec 31, 2024 | 95.80% |
| Sep 30, 2024 | 96.30% |
| Jun 30, 2024 | 95.71% |
| Mar 31, 2024 | 95.35% |
| Dec 31, 2023 | 95.47% |
| Sep 30, 2023 | 95.58% |
| Jun 30, 2023 | 95.84% |
| Mar 31, 2023 | 95.45% |
| Dec 31, 2022 | 96.32% |
| Sep 30, 2022 | 96.71% |
| Jun 30, 2022 | 95.86% |
| Mar 31, 2022 | 95.93% |
| Dec 31, 2021 | 95.00% |
| Sep 30, 2021 | 95.64% |
API Access
OneMain Holdings Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=OMF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "OMF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=OMF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();