OneMain Holdings (OMF) Free Cash Flow (2012 - 2026)
OneMain Holdings' Free Cash Flow was $800 million in Q2 2026, up 3.4% from $774 million a year earlier and up 8.3% from the prior quarter.
OneMain Holdings (OMF) Free Cash Flow (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, OneMain Holdings' Free Cash Flow was $3.23 billion through Jun 30, 2026, up 12.7% year-over-year; for FY2025, it was $3.13 billion, up 16.0% from FY2024.
- Free Cash Flow has now increased for five consecutive years, with a five-year compound annual growth rate of 7.2% (FY2020 to FY2025).
- In earlier years, Free Cash Flow was $2.7 billion in FY2024 (+7.1%), $2.52 billion in FY2023 (+5.5%), $2.39 billion in FY2022 (+6.2%) and $2.25 billion in FY2021 (+1.6%).
- Quarterly Free Cash Flow has moved between $509 million (Q3 2021) and $865 million (Q4 2025) over five years.
- Compared with a year earlier, Free Cash Flow has increased for nine straight quarters, with growth averaging 13.0% over the last eight quarters.
- The best year-over-year quarter for Free Cash Flow over five years was Q3 2025 (growth of 22.3%); the worst was Q1 2022 (a decline of 0.7%).
- Per Business Quant data, OMF's Free Cash Flow in the three quarters before Q2 2026 was $739 million (Q1 2026), $865 million (Q4 2025) and $828 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | -1.25 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 728.46 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 229.29 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 9.25 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.50 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 285.12 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 336.00 Mn |
| 10 | OneMain Holdings | 6.41 Bn | 3.44 Bn | 1.25 Bn | 800.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 800.00 Mn |
| Mar 31, 2026 | 739.00 Mn |
| Dec 31, 2025 | 865.00 Mn |
| Sep 30, 2025 | 828.00 Mn |
| Jun 30, 2025 | 774.00 Mn |
| Mar 31, 2025 | 665.00 Mn |
| Dec 31, 2024 | 752.00 Mn |
| Sep 30, 2024 | 677.00 Mn |
| Jun 30, 2024 | 712.00 Mn |
| Mar 31, 2024 | 558.00 Mn |
| Dec 31, 2023 | 678.00 Mn |
| Sep 30, 2023 | 596.00 Mn |
| Jun 30, 2023 | 683.00 Mn |
| Mar 31, 2023 | 562.00 Mn |
| Dec 31, 2022 | 664.00 Mn |
| Sep 30, 2022 | 545.00 Mn |
| Jun 30, 2022 | 626.00 Mn |
| Mar 31, 2022 | 552.00 Mn |
| Dec 31, 2021 | 608.00 Mn |
| Sep 30, 2021 | 509.00 Mn |
OneMain Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=OMF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "OMF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=OMF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();